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820 E Mill Creek Road S

Greensburg, IN 47240

ActiveListed Sep 4, 2026 · 48 days on market

Key facts

Beds
5
Baths
3 full · 1 half
Living area
4,816 sqft
Lot
0.4 acres
Year built
2005
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22124423
County
Decatur
Subdivision
Mill Ridge Estates
Total building area
5,070 sqft

About this home

Welcome to this impressive all-brick home in Mill Ridge Estates, offering over 5,000 sq ft of beautifully designed & finished living space; an incredible amount of room to live, gather, and entertain. From the moment you step inside, the quality and character stand out w/ soaring ceilings, beautiful arched openings, curved walls, detailed woodwork, casement windows, and an abundance of natural light. The main level features a welcoming entry, formal dining room currently used as an office, and an expansive living room centered around a fireplace, built-ins, and gorgeous windows. The recently updated kitchen is a showstopper with granite countertops, Bosch black stainless steel appliances, a walk-in pantry, and adjoining dining area. The spacious primary suite features a tray ceiling and private bath w/ a tiled walk-in shower, garden tub, double vanity, and walk-in closet that conveniently connects to the laundry room. Two additional bedrooms, a full common bath w/ dual sinks, half bath, generous laundry room, and a separate office currently used as a playroom complete the main level. The finished basement adds an entirely new level of living w/ a huge family room, kitchenette, two additional bedrooms, full bath, home theater, and exceptional storage; including one storage room you truly have to see to appreciate! Outside, enjoy both a covered back porch and open patio, along w/ a welcoming covered front porch. A large two-car attached garage w/ attic access provides even more space. Thoughtful features include two HVAC systems, two water heaters, multiple sump pumps, a water softener, and radon mitigation system. Located in Greensburg, conveniently positioned between Indianapolis and Cincinnati, you can enjoy the charm and ease of small-town living while keeping two major cities within easy reach for shopping, dining, entertainment, airports, and more.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDisposalGas Water HeaterMicroHoodElectric OvenRefrigeratorTankless Water HeaterWater Softener Owned
Interior features
Attic Pull Down StairsBath Sinks Double MainBuilt-in FeaturesHigh CeilingsTray Ceiling(s)Kitchen IslandPaddle FanEat-in KitchenPantrySmart ThermostatWalk-In Closet(s)Wet Bar
Kitchen
Kitchen Updated
Other rooms and areas
Bedroom Other on Main
Flooring
Hardwood
Basement
Egress Window(s)
Fireplaces
1
Fireplace type
Gas Starter
Laundry
Main LevelSink
Windows
ScreensVinyl Windows
Security
Security SystemSmoke Detector(s)
Rooms
12
Main-level bedrooms
3

Exterior

Exterior features
Playset
Patio and porch
CoveredPatio
Construction
Brick
Foundation
Concrete Perimeter
Style
Ranch
Parking and garage
Attached
Other equipment
Home TheaterRadon SystemSump Pump

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Schools

School district
Greensburg Community Schools

Taxes

Estimated annual tax
$5,098 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,090per month, estimated
Principal and interest $3,427Property tax $425Insurance $238
20% · $135,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$679,900
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