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12854 Sovereign Lane

Fishers, IN 46038

ActiveListed Sep 17, 2026 · 23 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
1,694 sqft
Lot
0.28 acres
Year built
1996
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22124563
County
Hamilton
Subdivision
Britton Ridge

About this home

Welcome to this well-maintained 3-bedroom, 2.5-bath Fishers home offering 1,694 square feet, a flexible floor plan, new carpet, fresh paint in select areas, and an exceptionally large fenced in backyard! The front room can serve as a formal dining room, home office, den, or additional living space. The spacious great room with fireplace opens to the kitchen and breakfast area, creating a comfortable space for everyday living and entertaining. Upstairs, you'll find a conveniently located laundry room and a generous primary suite featuring a vaulted ceiling and large walk-in closet. Step outside to the fully fenced backyard with an expansive 33-by-20-foot multi-level deck perfect for relaxing, grilling, or entertaining. Additional highlights include an HVAC system installed in 2019 and professionally serviced every six months, along with a new water heater installed in 2026. Enjoy easy access to the neighborhood park, playground, full basketball court, and sand volleyball court. A wonderful combination of fresh updates, indoor flexibility, outdoor space, and convenient Fishers living!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDisposalGas Water HeaterMicroHoodMicrowaveGas OvenRefrigerator
Interior features
Attic Pull Down StairsVaulted Ceiling(s)Entrance FoyerHi-Speed Internet AvailblEat-in KitchenPantryWalk-In Closet(s)
Fireplaces
1
Fireplace type
Great RoomWood Burning
Laundry
Upper Level
Rooms
6

Exterior

Patio and porch
DeckCovered
Construction
BrickVinyl Siding
Foundation
Slab
Style
Traditional
Parking and garage
Attached
Fencing
Full
Other equipment
Smoke Alarm

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public
Utilities
Cable ConnectedNatural Gas Connected

Lot and HOA

HOA fee
$220 / annually
Lot features
SidewalksMature TreesTrees-Small (Under 20 Ft)
HOA fee includes
Association Home OwnersEntrance CommonMaintenanceParkPlaygroundManagement
HOA amenities
MaintenanceParkPlaygroundManagement

Schools

School district
Hamilton Southeastern Schools

Taxes

Estimated annual tax
$2,970 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,963per month, estimated
Principal and interest $1,587Property tax $248Insurance $110HOA $18
20% · $62,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Listing Office:
@properties
Listing Office Phone:
317-489-3441
Listed by
Firm
@properties
Firm phone
317-489-3441
MLS #
22124563
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Listed at$314,900
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