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3128 Adams Street

Indianapolis, IN 46218

ActiveListed Sep 6, 2026 · 44 days on market

Key facts

Beds
5
Baths
2 full
Living area
1,750 sqft
Lot
0.12 acres
Year built
1952
Type
Residential · Single Family Residence
Stories
One
MLS #
22124695
County
Marion
Subdivision
North Plaza

About this home

Beautifully renovated modern home offering incredible flexibility as a spacious five-bedroom, two-bath single-family residence or two separate living areas-ideal for a multigenerational household, in-law quarters, or potential rental income. A truly breathtaking oversized covered front porch welcomes you with soaring height, epoxy flooring, and a ceiling fan, creating an unforgettable entrance. Inside, the main level features three bedrooms, one full bath, an open-concept kitchen and living room, abundant natural light, LVP flooring, and a stackable laundry area. The stunning kitchen offers quartz countertops, a tile backsplash, stainless steel appliances, a gas range, range hood, painted cabinetry, a new sink, and a breakfast bar. The finished lower level includes two bedrooms with egress windows, a second kitchen with butcher-block countertops and stainless steel appliances, a living room, ceramic tile flooring throughout, a full bathroom with a beautifully tiled rain shower, and a utility/laundry room with epoxy flooring and a utility sink. Extensive improvements include some new windows, new electrical wiring and panel, new plumbing and gas lines, new ductwork and stairs, updated bathrooms, new light fixtures, a new front door, and fresh neutral paint inside and out. The stone exterior is complemented by an additional side porch with epoxy-coated concrete, a four-year-old roof, one-year-old gutters, a 2021 gas water heater, and a 2019 furnace and A/C. Outside, enjoy sidewalks around the home, a fenced backyard, storage shed, double-gate access, and a spacious gravel parking area with room to accommodate both living spaces.

Description provided by the listing brokerage.

Interior

Appliances
Gas OvenRange HoodRefrigerator
Interior features
Attic AccessEat-in Kitchen
Basement
FinishedFull
Laundry
Main LevelIn Basement
Rooms
9
Main-level bedrooms
3

Exterior

Patio and porch
Covered
Construction
Stone
Foundation
Block
Style
Bungalow
Parking and garage
Gravel

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Schools

School district
Indianapolis Public Schools

Taxes

Estimated annual tax
$1,530 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,340per month, estimated
Principal and interest $1,134Property tax $128Insurance $79
20% · $45,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$225,000
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