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192 Jefferson Valley

Coatesville, IN 46121

ActiveListed Sep 14, 2026 · 36 days on market

Key facts

Beds
4
Baths
3 full
Living area
3,644 sqft
Lot
0.94 acres
Year built
2002
Type
Residential · Single Family Residence
Stories
One
Garage
3 spaces
MLS #
22125985
County
Putnam
Subdivision
Heritage Lake

About this home

Rare find at Heritage Lake! Situated on two lots totaling nearly an acre, this lovingly maintained 4-bedroom, 3-full-bath home offers 3,644 square feet of finished living space, including a huge, fully finished basement, plus a fully fenced backyard and spacious three-car garage. Inside, the generous kitchen opens to an expansive living room with soaring vaulted ceilings, creating a bright and inviting space for everyday living and entertaining. The adjoining dining room flows into a screened-in sunroom, then out to the deck where the included hot tub awaits, an ideal place to relax while overlooking the large backyard. Hardwood flooring extends through the kitchen, dining room, and entry, while tile flooring adds durability to the bathrooms. A separate laundry room is conveniently located just inside the garage, and the washer and dryer are included. The fully finished basement adds incredible versatility with a built-in bar, large recreation area, fourth bedroom, full bathroom, spacious utility room, and an abundance of storage. With several updates and years of attentive care, this home is truly move-in ready. Best of all, you'll be just a short walk from the Heritage Lake clubhouse, activity center, concert stage, and beach. Enjoy the marina, walking trails, three beaches, community events, summer concert series, and everything else that makes the Heritage Lake lifestyle so special. This isn't simply a home, it's your opportunity to live the lake-life dream. Schedule your private showing today!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalExhaust FanRefrigeratorWasherWater Heater
Interior features
Attic AccessBreakfast BarVaulted Ceiling(s)Paddle FanHi-Speed Internet AvailblEat-in KitchenWired for DataPantryWalk-In Closet(s)
Flooring
Hardwood
Basement
DaylightEgress Window(s)FinishedFull
Rooms
11
Main-level bedrooms
3

Exterior

Patio and porch
CoveredDeckScreened
Construction
Cement Siding
Foundation
Concrete Perimeter
Style
Ranch
Parking and garage
Attached
Spa
Above Ground

Systems

Heating
Propane
Cooling
Central Air
Water
Private

Lot and HOA

HOA fee
$642 / annually
Lot features
Corner LotRural - SubdivisionStreet LightsMature Trees
HOA fee includes
ClubhouseEntrance CommonInsuranceMaintenanceNature AreaParkPlaygroundPickleball CourtManagementTennis Court(s)Walking Trails
HOA amenities
ClubhouseInsuranceMaintenanceParkPlaygroundPickleball Court(s)ManagementTennis Court(s)Trail(s)

Schools

Elementary school
Bainbridge Elementary School
Middle school
North Putnam Middle School
High school
North Putnam Sr High School
School district
North Putnam Community Schools

Taxes

Estimated annual tax
$3,318 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$3,025per month, estimated
Principal and interest $2,520Property tax $277Insurance $175HOA $54
20% · $99,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$499,900
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