Skip to content

2065 Oak Terrace Court

Shelbyville, IN 46176

ActiveListed Sep 14, 2026 · 9 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
1,978 sqft
Lot
0.14 acres
Year built
2026
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22125991
County
Shelby
Subdivision
Twelve Oaks
New construction
Yes

About this home

What's Special: Wooded View | Cul-de-Sac Lot | Loft | Understairs Storage. New Construction - October Completion! Built by Taylor Morrison America's Most Trusted Home Builder. Welcome to the Simplicity 1953 at 2065 Oak Terrace Court in Twelve Oaks! This new home offers an open-concept layout designed for comfort and convenience. The main level features a spacious great room that flows into the dining area and kitchen, where a large island and pantry create an ideal space for gathering and meal preparation. Upstairs, the private primary suite includes a walk-in closet and well-appointed bath with dual sinks. Two secondary bedrooms, a versatile loft, a full bathroom, and a conveniently located laundry room provide flexibility for a variety of needs. Enjoy outdoor living on the covered front porch or the extended patio, perfect for relaxing, dining, or spending time outdoors. Imagine living in a place that feels like your favorite road trip song. Shelbyville delivers true Midwest charm with a revitalized downtown full of boutiques, local eats, and live performances at the historic Strand Theater. Enjoy parks and trails, or explore Blue River Memorial Park, plus thrift finds at Me and My Sisters and history at The Grover Museum. Additional Highlights Include: smooth wall shower in place of tub/shower combo at primary bath and vinyl flooring added to great room. Photos are for representative purposes only. MLS#22125991

Description provided by the listing brokerage.

Interior

Appliances
DishwasherElectric Water HeaterDisposalMicroHoodElectric Oven
Interior features
Attic AccessHigh CeilingsKitchen IslandEntrance FoyerPantrySmart ThermostatWalk-In Closet(s)Wood Work Painted
Laundry
In UnitConnections AllLaundry RoomUpper Level
Windows
ScreensVinyl Windows
Rooms
7
Condition
New ConstructionUnder Construction

Exterior

Patio and porch
CoveredPatio
Construction
Vinyl Siding
Foundation
Slab
Style
Farmhouse
Parking and garage
AttachedConcreteGarage Door Opener
Other equipment
Smoke Alarm

Systems

Heating
Forced Air
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$275 / annually
Lot features
Cul-De-SacCurbsSidewalksStorm SewerStreet LightsTrees-Small (Under 20 Ft)
HOA fee includes
Entrance CommonMaintenanceParkPlayground
HOA amenities
MaintenancePlayground

Schools

Elementary school
William F Loper Elementary School
Middle school
Shelbyville Middle School
High school
Shelbyville Sr High School
School district
Shelbyville Central Schools

Taxes

Tax year
2025

Estimate your monthly payment

$1,766per month, estimated
Principal and interest $1,411Property tax $233Insurance $98HOA $23
20% · $56,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax at 1.0% of price (Indiana homestead-capped at 1%), homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$279,999
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.