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604 S Center Street

Terre Haute, IN 47807

ActiveListed Sep 16, 2026 · 36 days on market

Key facts

Lot
0.11 acres
Year built
1890
Type
Residential Income · Duplex
Stories
Two
MLS #
22126559
County
Vigo
Subdivision
No Subdivision

About this home

Investor opportunity with major improvements already completed! 604 S Center Street is a value-add duplex offering the next owner the chance to finish the project, build equity and create future rental income without starting from square one. The exterior has been extensively renovated with new siding, new windows, a new deck and additional improvements that give the property a refreshed appearance. Inside, much of the expensive infrastructure work has already been addressed, including updated plumbing throughout and new electrical wiring. Unit 1 is configured as a spacious 3-bedroom, 1-bath residence and has progressed to the drywall stage, giving the next owner a strong head start toward completion. Unit 2 offers a 2-bedroom, 2-bath layout and is currently gutted, providing a blank canvas to finish according to your preferred design, materials and rental strategy. Once completed, the property offers two sizable units with a total of five bedrooms and three bathrooms, creating flexibility for a buy-and-hold investor, rental portfolio addition or value-add renovation project. Conveniently located in Terre Haute's 47807 area with access to downtown, Indiana State University, shopping, dining and other major employment and educational centers. With the exterior improvements, plumbing and electrical work already underway, much of the heavy lifting has been completed. Bring your finishing vision, complete the interiors and put this duplex to work. A great opportunity for an investor looking for their next project with significant upside potential. Schedule your showing and see what 604 S Center Street could become.

Description provided by the listing brokerage.

Schools

School district
Vigo County School Corp

Taxes

Estimated annual tax
$3,218 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$726per month, estimated
Principal and interest $428Property tax $268Insurance $30
20% · $16,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$84,900
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