Skip to content

11830 N Gray Road

Carmel, IN 46033

ActiveListed Sep 17, 2026 · 34 days on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
2,092 sqft
Lot
0.36 acres
Year built
1973
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22126568
County
Hamilton
Subdivision
No Subdivision

About this home

NOW IS YOUR CHANCE to call Carmel home! Tucked away on a quiet eyebrow off Gray Rd, this beautifully remodeled 4-bedroom, 2.5-bath ranch offers modern finishes and convenient single-level living. The top-to-bottom renovation features an open-concept layout, fresh paint, new windows, new electrical, new AC unit, a new roof, LVP flooring throughout, and more. The kitchen shines with sleek cabinetry, stainless steel appliances, and a convenient pot filler. A wood-burning fireplace adds warmth and character to the living space. Outside, enjoy a spacious yard with access to a shared well for outdoor watering-perfect for maintaining the lawn or a future garden. **The home itself is not on well water.** With no mandatory HOA, this property offers added flexibility in a desirable Carmel location near Brookshire Golf Club, Flowing Well Park, the Monon Trail, shopping, dining, and more. Located within Carmel Clay Schools. Beautifully updated and move-in ready!

Description provided by the listing brokerage.

Interior

Appliances
Electric CooktopDishwasherMicroHoodRefrigerator
Interior features
Walk-In Closet(s)
Fireplaces
1
Fireplace type
Wood Burning
Rooms
13
Main-level bedrooms
4
Condition
Updated/Remodeled

Exterior

Construction
Brick
Foundation
Crawl SpaceBlock
Style
Ranch
Parking and garage
Attached

Systems

Heating
Forced Air
Cooling
Central Air
Water
Public

Schools

High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$4,392 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,981per month, estimated
Principal and interest $2,445Property tax $366Insurance $170
20% · $97,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$485,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.