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20971 Shoreline Court #215

Noblesville, IN 46062

PendingListed Sep 21, 2026 · 23 days on market

Key facts

Beds
2
Baths
2 full
Living area
1,223 sqft
Year built
2007
Type
Residential · Condominium
Stories
One
Garage
1 space
MLS #
22126833
County
Hamilton
Subdivision
Villas On Morse Lake

About this home

Enjoy low-maintenance lake living at Villas on Morse Lake! This 2-bedroom, 2-bath condo offers 1,223 square feet of comfortable one-level living in a gated waterfront community. The open great room features hardwood flooring and flows into the eat-in kitchen with center island and pantry, creating an easy layout for everyday living and entertaining. The spacious primary suite includes a walk-in closet and private bath with double sinks and a full shower, while the second bedroom and full bath provide flexibility for guests, a home office, or additional living space. Step outside to the covered balcony and take in the waterfront setting, then head down to the community docks and enjoy direct access to Morse Reservoir. The property includes lake privileges, a boat slip, dock access, water views, and waterfront access-perfect for boating, relaxing, and making the most of lake life. An elevator, main-level laundry, assigned parking, and a heated shared garage with storage add everyday convenience. With grounds maintenance, snow removal, trash service, common-area maintenance, water and sewer among the services included through the association, you can spend less time on upkeep and more time enjoying the lake. Located in the Noblesville school district, this is an inviting opportunity for anyone looking for a lock-and-leave lifestyle with waterfront amenities.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerElectric Water HeaterDisposalMicroHoodMicrowaveElectric OvenRefrigeratorWasher
Interior features
Bath Sinks Double MainHigh CeilingsKitchen IslandElevatorIn-Law FloorplanEat-in KitchenPantryWood Work Painted
Flooring
Hardwood
Laundry
Main Level
Windows
Low-Emissivity Windows
Security
Gated Community
Rooms
5
Main-level bedrooms
2

Exterior

Exterior features
Balcony
Construction
Brick
Foundation
Slab
Style
Traditional
Parking and garage
AssignedAttachedCommonGarage Door OpenerHeated GarageStorage
View
Lake
Waterfront
Boat SlipDockLake PrivilegesLake FrontOn ReservoirWater AccessWater ViewWaterfront
Other equipment
Smoke Alarm

Systems

Heating
Forced AirElectric
Cooling
Central Air
Water
Public
Utilities
Cable Available

Lot and HOA

HOA fee
$492 / monthly
Lot features
Gated Community
Community
Gated
HOA fee includes
Common CoolingCommon HeatSewerEntrance CommonMaintenance GroundsMaintenanceManagementSnow RemovalTrash
HOA amenities
Maintenance GroundsMaintenanceManagementSnow RemovalTrash

Schools

Elementary school
Hinkle Creek Elementary School
Middle school
Noblesville West Middle School
High school
Noblesville High School
School district
Noblesville Schools

Taxes

Estimated annual tax
$7,262 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,849per month, estimated
Principal and interest $1,638Property tax $605Insurance $114HOA $492
20% · $64,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$324,900
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