Skip to content

3113 Derby Way

Anderson, IN 46013

ActiveListed Sep 19, 2026 · 26 days on market

Key facts

Beds
3
Baths
2 full
Living area
1,784 sqft
Lot
0.31 acres
Year built
2021
Type
Residential · Single Family Residence
Stories
One
Garage
23 spaces
MLS #
22126944
County
Madison
Subdivision
Apple Downs

About this home

Better than new - and here's why. This Bridgenorth-built ranch gives you 1,784 square feet of thoughtfully designed main-level living - 3 bedrooms, 2 full baths, a 3-car garage, and a fenced backyard - on a quarter-acre lot with no HOA dues. The current owners invested in upgrades that new construction simply won't have. || Virtually staged photos inspire you to envision this property as your future home. || Inside, the open floor plan brings together the great room, kitchen, and dining area - the kind of layout where you're never stuck in the kitchen while everyone else is in the next room. LVP (luxury vinyl plank) runs through all the main living areas, giving you the look of hardwood with far less upkeep. The kitchen is the home's real center - white shaker cabinets, granite countertops, a gas range, newer stainless appliances, a tile backsplash, and a center island with bar seating. The flex room off the entry handles whatever you need: home office, sitting room, or hobby space - already equipped with natural light. || The primary suite is private and spacious, with a walk-in closet and an en-suite bath featuring a double vanity and a fully tiled walk-in shower. Two additional bedrooms - both with carpet and ceiling fans. Main-floor laundry. A mudroom with a built-in locker bench drops right off the garage - a 3-car space with indoor/outdoor carpet and a screened exterior opening that turns the third bay into a sunroom-like space when the weather cooperates. || Out back, the fenced yard gives you room to breathe. The concrete patio has a SunSetter retractable awning, and a large Amish-built, metal-roofed shed makes storage easy. A whole-house generator comes with the purchase, so when the power goes out for everyone else, this house keeps running. || Located in Apple Downs with quick access to Scatterfield Road retail, I-69, and the northeast Indianapolis corridor.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerElectric Water HeaterDisposalMicroHoodMicrowaveElectric OvenRefrigeratorWasher
Interior features
Bath Sinks Double MainBreakfast BarKitchen IslandWalk-In Closet(s)
Laundry
Laundry Room
Accessibility
Accessible Entrance
Security
Smoke Detector(s)
Rooms
9
Main-level bedrooms
3

Exterior

Exterior features
Storage Shed
Patio and porch
CoveredPatio
Construction
BrickVinyl With Brick
Foundation
Slab
Style
Ranch
Parking and garage
AttachedGarage Door Opener
Fencing
Front Yard

Systems

Heating
Forced AirGasHigh Efficiency (90%+ AFUE )
Cooling
Central Air
Water
Public

Schools

Middle school
Highland Middle School
School district
Anderson Community School Corp

Taxes

Estimated annual tax
$3,482 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,257per month, estimated
Principal and interest $1,839Property tax $290Insurance $128
20% · $72,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$364,900
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.