Skip to content

20 S Hougham Street

Franklin, IN 46131

PendingListed Sep 24, 2026 · 3 days on market

Key facts

Beds
4
Baths
3 full
Living area
1,900 sqft
Lot
0.13 acres
Year built
1942
Type
Residential · Single Family Residence
Stories
One and one half
Garage
2 spaces
MLS #
22127090
County
Johnson
Subdivision
John S Houghams
Total building area
2,716 sqft

About this home

Modern updates meet timeless charm in the heart of downtown Franklin! This beautifully maintained 4-bedroom, 3-full-bath home offers the character of an older home with the updates today's buyers are looking for. The original hardwood floors throughout add warmth and character, while numerous recent improvements make this home move-in ready. The kitchen features new quartz countertops and updated hardware, while the newly enclosed owner's suite bathroom adds comfort and functionality. Outside, enjoy the convenience of a detached garage and composite decks, perfect for relaxing or entertaining. Located just minutes from everything downtown Franklin has to offer, you'll be within walking distance of local restaurants, shops, parks, Franklin College, and more. A great opportunity to own a home that blends vintage character, modern updates, and an unbeatable downtown location. Additional updates include a new furnace and AC (2026), fresh interior paint throughout, new door knobs, and new light fixtures. Major improvements include new windows and roof (2022), gutters (2021), and water heater (2023).

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherExhaust FanRefrigerator
Interior features
Attic AccessPantry
Flooring
Hardwood
Basement
Unfinished
Windows
Wood Frames
Rooms
7
Main-level bedrooms
2
Condition
Updated/Remodeled

Exterior

Patio and porch
CoveredPatio
Foundation
Block
Style
Split Level
Parking and garage
Detached
Fencing
Full

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Electricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Lot and HOA

Lot features
CurbsSidewalksStreet LightsMature TreesTrees-Small (Under 20 Ft)

Schools

Elementary school
Webb Elementary School
Middle school
Franklin Community Middle School
High school
Franklin Community High School
School district
Franklin Community School Corp

Taxes

Estimated annual tax
$3,108 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,253per month, estimated
Principal and interest $1,865Property tax $259Insurance $129
20% · $73,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$369,900
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.