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149 Cincinnati Street

Franklin, IN 46131

ActiveListed Sep 19, 2026 · 10 days on market

Key facts

Beds
3
Baths
1 full
Living area
1,353 sqft
Lot
0.21 acres
Year built
1910
Type
Residential · Single Family Residence
Stories
One
MLS #
22127117
County
Johnson
Subdivision
No Subdivision

About this home

TWO SEPARATE HOMES ON ONE PROPERTY! This unique Franklin property includes the main home at 149 Cincinnati St PLUS a separate 1-bedroom, 1-bath home at 360 Richey St-each with its own address. Whether you're looking for space for extended family, a private guest house, dedicated work-from-home space, or the potential for rental income, having two individual residences creates possibilities that are hard to find. The main home at 149 Cincinnati St has been refreshed with fresh paint and new carpet throughout, along with updated plumbing and electrical for added peace of mind. The additional home at 360 Richey St provides its own separate living space with 1 bedroom and 1 full bath. The location puts you within walking distance of the heart of Franklin and its inviting downtown, where you can enjoy local restaurants, shops, community events and the historic Artcraft Theatre. Franklin College, parks and other community amenities are also nearby, with convenient access to major routes for trips north toward Indianapolis or throughout Johnson County. The Franklin Active Adult Center is approximately 440 feet from the property. Two homes. Two addresses. One property with tremendous flexibility. Whether your plans include multigenerational living, guest accommodations, dedicated workspace or exploring rental-income potential, 149 Cincinnati St and 360 Richey St offer a combination you don't often find in Franklin.

Description provided by the listing brokerage.

Interior

Appliances
Electric Water HeaterGas OvenRefrigerator
Interior features
Eat-in Kitchen
Laundry
Connections AllMain Level
Windows
Vinyl WindowsWood Frames
Rooms
6
Main-level bedrooms
3

Exterior

Patio and porch
Covered
Construction
Vinyl Siding
Foundation
BlockBrick
Style
Traditional
Parking and garage
Concrete

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Schools

Middle school
Franklin Community Middle School
High school
Franklin Community High School
School district
Franklin Community School Corp

Taxes

Estimated annual tax
$4,512 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,831per month, estimated
Principal and interest $1,361Property tax $376Insurance $94
20% · $53,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$269,900
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