Skip to content

3601 S New Jersey Street

Indianapolis, IN 46227

ActiveListed Sep 25, 2026 · 21 days on market

Key facts

Beds
3
Baths
1 full
Living area
1,069 sqft
Lot
0.5 acres
Year built
1957
Type
Residential · Single Family Residence
Stories
One
Garage
1 space
MLS #
22127247
County
Marion
Subdivision
Westerfield Garden Acres

About this home

Wanna own a half acre without leaving Indianapolis? This 3-bedroom, 1-bath stone ranch in Westfield's Garden Acres has a fully fenced backyard in Perry Township schools. Updated where it counts, it's ready for its next chapter. Out front, the stone exterior and big picture window give it real curb appeal. Walk inside and you'll notice the brand-new carpet just installed ... and here's the bonus: original hardwood floors are waiting underneath. Owner's are making this move in ready for the new buyers. Worried about big-ticket repairs? Don't be! The roof was replaced in 2017, the HVAC system was installed in 2019 and just serviced, and every exterior door was replaced in 2019. Replacement windows and a new garage door and opener on the attached 1-car garage round it out. The garage keeps the mower, tools, and bikes out of the weather. Now picture your first Saturday here. Coffee on the back deck while the dog runs the fenced yard. Plenty of room for a garden, a fire pit, a playset, or a game of cornhole with the neighbors. No HOA, so the half acre is yours to use however you want. That kind of space is hard to find this close to the city. Westfield's Garden Acres puts you minutes from the University of Indianapolis and Garfield Park, the city's oldest park and home to the Garfield Park Conservatory and Sunken Garden. Shopping and restaurants along Madison Avenue and East Street are right around the corner, and quick access to US-31, I-65, and I-465 puts downtown Indy about 15 minutes away. Located in Perry Township Schools. Don't sleep on it or you won't sleep in it!

Description provided by the listing brokerage.

Interior

Appliances
Electric Water HeaterElectric OvenRefrigerator
Interior features
Walk-In Closet(s)Wood Work StainedPaddle FanEat-in Kitchen
Flooring
Hardwood
Laundry
Main Level
Windows
Vinyl Windows
Rooms
6
Main-level bedrooms
3

Exterior

Exterior features
Fire PitStorage Shed
Construction
Stone
Foundation
Crawl Space
Style
Traditional
Parking and garage
Attached
Fencing
Full

Systems

Heating
Forced AirNatural Gas
Cooling
Central AirAttic Fan
Water
Public
Utilities
Natural Gas Connected

Lot and HOA

Lot features
Mature Trees

Schools

Elementary school
Abraham Lincoln Elementary School
High school
Perry Meridian High School
School district
Perry Township Schools

Taxes

Estimated annual tax
$1,824 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,149per month, estimated
Principal and interest $933Property tax $152Insurance $65
20% · $37,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$185,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.