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10438 Rose Mill Drive

Indianapolis, IN 46235

ActiveListed Sep 22, 2026 · 1 day on market

Key facts

Beds
3
Baths
2 full
Living area
1,613 sqft
Lot
0.13 acres
Year built
2026
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22127480
County
Marion
Subdivision
Silver Stream
New construction
Yes

About this home

Photos are of the same floor plan; finishes and features may vary. This brand-new Arbor home in the Silver Stream community offers the opportunity to enjoy new construction with anticipated completion in mid-December 2026, backed by a builder warranty and thoughtfully designed for modern living. The popular Bradford floor plan features a spacious ranch layout with a bright, open-concept design enhanced by vaulted-to-flat ceilings in the kitchen and great room, creating an inviting space for both everyday living and entertaining. The centrally located kitchen serves as the heart of the home with a large center island and abundant workspace, while the adjoining dining area provides flexibility for both everyday meals and special gatherings. Added windows in the living areas bring in natural light and further enhance the home's open feel. The private primary suite offers a comfortable retreat with a generous walk-in closet and an en-suite bath featuring a 60-inch shower and double bowl vanity. Two additional bedrooms and a full hall bath provide comfortable accommodations for family members or guests, while the centrally located laundry room enhances everyday functionality and convenience. Thoughtful storage and practical living spaces throughout the home create a layout designed to adapt to a variety of lifestyles. Additional features include a garage door opener with keyless entry pad, whole-house LED lighting, and pendant prewires above the kitchen island. Silver Stream combines a peaceful suburban setting with convenient access to shopping, dining, recreation, and major commuter routes throughout the Indianapolis area. Residents enjoy scenic pond views, open green spaces, a dog park, and a playground, while nearby Fort Harrison State Park and Historic District, Pendleton Pike, I-465, and I-70 place outdoor recreation, local attractions, and commuting options within easy reach. Learn more about this exciting new home opportunity before it's gone!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherElectric Water HeaterDisposalMicrowaveElectric Oven
Interior features
Attic AccessBath Sinks Double MainVaulted Ceiling(s)Kitchen IslandEntrance FoyerEat-in KitchenPantryWalk-In Closet(s)
Laundry
Connections AllMain Level
Windows
Low-Emissivity WindowsVinyl Windows
Rooms
6
Main-level bedrooms
3

Exterior

Construction
Vinyl With Brick
Foundation
Slab
Style
Traditional
Parking and garage
AttachedConcreteGarage Door Opener
View
Pond
Other equipment
Smoke Alarm

Systems

Heating
Forced AirHeat Pump
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$225 / semi-annually
Lot features
Sidewalks
HOA fee includes
Entrance CommonMaintenanceParkPlayground
HOA amenities
MaintenanceParkPlaygroundPond Year Round

Schools

Elementary school
Indian Creek Elementary School
Middle school
Belzer Middle School
High school
Lawrence Central High School
School district
MSD Lawrence Township

Taxes

Estimated annual tax
$2,950 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,866per month, estimated
Principal and interest $1,497Property tax $246Insurance $104HOA $19
20% · $59,399
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$296,995
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