Skip to content

2928 Tolkien Drive

Carmel, IN 46033

ActiveListed Sep 25, 2026 · 18 days on market

Key facts

Beds
3
Baths
2 full
Living area
2,036 sqft
Lot
0.14 acres
Year built
2023
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22127857
County
Hamilton
Subdivision
The Courtyards of Carmel

About this home

Welcome home to maintenance-free luxury in the highly sought-after Courtyards of Carmel! This beautifully designed ranch offers 3 bedrooms and 2 full baths, with one bedroom perfectly suited as a dedicated office or flex space. The open-concept floor plan features beautiful plank flooring throughout and a deluxe kitchen with quartz countertops, double ovens, gas cooktop, upgraded cabinetry, and plenty of space for entertaining. The spacious primary suite is a true retreat with a private sitting room, generous closet space, and a beautifully appointed bath featuring a zero-entry shower. Widened hallways and doorways add thoughtful accessibility throughout the home. Additional highlights include a large laundry room, upgraded landscaping, and an oversized garage. Step outside to your private courtyard-an inviting outdoor space perfect for relaxing, entertaining, or enjoying your morning coffee. Enjoy the exceptional lifestyle at The Courtyards of Carmel with resort-style amenities including a clubhouse, pool, fitness center, pickleball, bocce ball, and walking trails. Ideally located just minutes from Downtown Carmel, shopping, dining, entertainment, and more. Beautifully maintained and thoughtfully designed-this is easy ranch living at its best!

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDown DraftDisposalGas Water HeaterExhaust FanMicrowaveGas Oven
Interior features
Bath Sinks Double MainBreakfast BarCathedral Ceiling(s)Kitchen IslandEntrance FoyerPaddle FanEat-in KitchenPantryWalk-In Closet(s)
Laundry
Main Level
Windows
Screens
Accessibility
Accessible Doors
Rooms
7
Main-level bedrooms
3

Exterior

Exterior features
Sprinkler SystemTennis Community
Patio and porch
CoveredPatio
Construction
Cement Siding
Foundation
Slab
Style
Craftsman
Parking and garage
Attached

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$236 / monthly
HOA amenities
ClubhouseFitness CenterGame Court ExteriorJogging PathMaintenance GroundsManagementMeeting RoomParty RoomPickleball Court(s)PoolRecreation FacilitiesRecreation RoomSnow RemovalTennis Court(s)

Schools

High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$6,512 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,471per month, estimated
Principal and interest $3,453Property tax $543Insurance $240HOA $236
20% · $137,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$685,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.