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704 N Highland

Indianapolis, IN 46202

ActiveListed Sep 24, 2026 · 1 day on market

Key facts

Beds
4
Baths
4 full · 1 half
Living area
3,585 sqft
Lot
0.12 acres
Year built
2023
Type
Residential · Single Family Residence
Stories
Two
Garage
3 spaces
MLS #
22128012
County
Marion
Subdivision
Davidsons

About this home

Cottage Home sits at the center of everything Indianapolis has become - steps from Mass Ave, Bottleworks, and the Factory Arts District, with both the Cultural Trail and the Monon Trail at your doorstep. Coffee shops, restaurants, a movie theater, boutique shopping - all walkable. And right here on this block, a neighborhood park and community gathering space that makes it feel less like a city street and more like a place you actually belong. Built in 2023 and finished with the kind of intentionality you feel the moment you walk through the door, this 4-bedroom, 4.5-bath residence offers a rare combination of luxury, flexibility, and location. Hardwood floors carry through the entire first and second floor. A gas fireplace anchors the living space. The chef's kitchen is outfitted with a paneled refrigerator, walk-in pantry, and everything a serious cook could ask for - and the mudroom means the rest of the house stays exactly as polished as it looks. A large front porch welcomes you home, and a covered back porch with ceiling fan gives you an outdoor living space you'll actually use. Every bedroom has its own en-suite bath and walk-in closet - no compromises, no sharing. And with primary suite options on both the main floor and the second floor, this home adapts to however your life is arranged. The full finished basement adds even more living space, and the three-car garage means parking is never a second thought. Then there's the carriage house - a fully self-contained one-bedroom, one-bath retreat above the garage. Guest quarters, rental income, a private studio - the possibilities are yours to decide. This is downtown Indianapolis living at its absolute finest.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerExhaust FanMicrowaveGas OvenRefrigeratorWasherWater Heater
Interior features
Bath Sinks Double MainCathedral Ceiling(s)Vaulted Ceiling(s)Kitchen IslandEntrance FoyerPaddle FanHi-Speed Internet AvailblIn-Law FloorplanPantrySmart ThermostatWired for SoundWalk-In Closet(s)Wood Work Painted
Kitchen
Kitchen Updated
Other rooms and areas
Bedroom Other on MainUtility Room
Flooring
Hardwood
Basement
DaylightEgress Window(s)FinishedFullStorage Space
Fireplaces
1
Fireplace type
Family RoomGas Starter
Laundry
Laundry RoomIn BasementSink
Windows
ScreensLow-Emissivity Windows
Accessibility
Accessible Full Bath
Security
Security System
Rooms
11
Main-level bedrooms
1
Condition
New Construction

Exterior

Exterior features
LightingSmart Lock(s)
Patio and porch
CoveredDeck
Construction
Cement Siding
Foundation
Concrete PerimeterFull
Style
ContemporaryTraditional
Parking and garage
Alley AccessDetachedConcreteGarage Door OpenerGarage Faces Rear
Fencing
Fence CompletePrivacy
View
NeighborhoodPark/Greenbelt
Other equipment
DehumidifierRadon SystemSecurity SystemSump Pump

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableElectricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Lot and HOA

Lot features
City LotCurbsSidewalksStorm SewerStreet Lights

Schools

School district
Indianapolis Public Schools

Taxes

Estimated annual tax
$13,142 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$7,564per month, estimated
Principal and interest $6,049Property tax $1,095Insurance $420
20% · $240,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$1,200,000
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