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400 S Umbarger Road

Muncie, IN 47304

ActiveListed Sep 25, 2026 · 26 days on market

Key facts

Beds
3
Baths
1 full
Living area
2,149 sqft
Lot
0.2 acres
Year built
1940
Type
Residential · Single Family Residence
Stories
One and one half
Garage
1 space
MLS #
22128065
County
Delaware
Subdivision
Carlton Add
Total building area
3,533 sqft

About this home

Character and charm! Great neighborhood close to BSU and the hospital! This lovely well-kept home offers 1.5 stories and is tucked away in a quiet convenient location. Enjoy the warmth of the formal living room complete with a nice gas fireplace. Or spend time relaxing in the family room which overlooks the backyard. There are three nice bedrooms on the main level. One room has a built-in desk and storage which could also be used as a perfect office. A spiral staircase leads to a bonus room upstairs which could be an additional bedroom perfect for kids or a hobby/craft room. This room has a balcony to enjoy the outdoors. What a wonderful home or investment property.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerElectric OvenRefrigeratorWasher
Interior features
Hi-Speed Internet Availbl
Fireplaces
1
Fireplace type
Gas LogLiving Room
Laundry
In Basement
Rooms
9
Main-level bedrooms
3

Exterior

Patio and porch
Porch
Construction
Vinyl Siding
Foundation
Block
Style
Traditional
Parking and garage
Detached
Fencing
Partial

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Schools

Elementary school
West View Elementary School
Middle school
Northside Middle School
High school
Muncie Central High School
School district
Muncie Community Schools

Taxes

Estimated annual tax
$1,188 / yearTwice the semi-annual installment the listing reports.
Tax year
2026

Estimate your monthly payment

$1,004per month, estimated
Principal and interest $846Property tax $99Insurance $59
20% · $33,580
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$167,900
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