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1320 Swan Drive

Franklin, IN 46131

ActiveListed Sep 29, 2026 · 1 day on market

Key facts

Beds
2
Baths
1 full · 1 half
Living area
1,126 sqft
Lot
0.1 acres
Year built
1996
Type
Residential · Single Family Residence
Stories
One
Garage
1 space
MLS #
22128378
County
Johnson
Subdivision
Whispering Ponds

About this home

Welcome to 1320 Swan Drive located in Whispering Ponds, one of Franklin's most popular 55+ communities! This well maintained home features 2 bedrooms, 1.5 baths, and 1,126 square feet of living space. The primary bedroom includes a full en suite bathroom and walk in closet. Enjoy the outdoors in any weather in the fully enclosed sun room with new flooring. For nicer days, relax on the side patio, or covered front porch. Experience low maintenance living, with lawncare and snow removal included in HOA fees. The community also features a clubhouse available to rent for larger gatherings. Conveniently located near shopping, dining, medical facilities and entertainment options. Clean and move in ready, this one is a must see!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalGas Water HeaterMicroHoodElectric OvenRefrigeratorWasher
Interior features
Attic Pull Down StairsEntrance FoyerPaddle FanEat-in KitchenWalk-In Closet(s)
Other rooms and areas
Laundry in Garage
Laundry
Connections All
Windows
ScreensLow-Emissivity Windows
Rooms
5
Main-level bedrooms
2

Exterior

Patio and porch
CoveredPatio
Construction
BrickVinyl Siding
Foundation
Slab
Style
Traditional
Parking and garage
Attached
Other equipment
Smoke Alarm

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable ConnectedElectricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Lot and HOA

HOA fee
$70 / monthly
Lot features
CurbsSidewalksStreet LightsMature Trees
Community
ClubhouseCurbsSidewalksStreet Lights
HOA fee includes
ClubhouseEntrance CommonLawncareMaintenance GroundsMaintenanceSnow Removal
HOA amenities
ClubhouseMaintenance GroundsSnow Removal

Schools

Elementary school
Northwood Elementary School
Middle school
Franklin Community Middle School
High school
Franklin Community High School
School district
Franklin Community School Corp

Taxes

Estimated annual tax
$322 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,310per month, estimated
Principal and interest $1,134Property tax $27Insurance $79HOA $70
20% · $45,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$225,000
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