Skip to content

1281 Pearl Street

Taylorsville, IN 47280

PendingListed Sep 28, 2026 · 8 days on market

Key facts

Beds
3
Baths
1 full
Living area
1,092 sqft
Lot
0.26 acres
Year built
1960
Type
Residential · Single Family Residence
Stories
One
Garage
1 space
MLS #
22128411
County
Bartholomew
Subdivision
Chambers Add

About this home

Welcome to this meticulously maintained 3 bedroom, 1 bath Bedford limestone ranch, ideally located just one block from Taylorsville Elementary School! Situated at the end of a quiet street with wonderful neighbors, this charming home offers comfortable living, thoughtful updates, and plenty of space both inside and out. Inside, you'll find a spacious living room, three generously sized bedrooms, and a charming eat-in kitchen overlooking the large, private backyard. The home has been lovingly cared for, with many of the big ticket repair items already addressed for peace of mind. The roof is less than 10 years old, the HVAC was replaced in 2018, and the water heater was replaced in 2024. Did we mention that the 1 car garage is heated and cooled? Step outside and enjoy the fantastic glass enclosed porch, which is perfect for relaxing, entertaining, or simply enjoying the peaceful surroundings. The large backyard provides plenty of room for outdoor activities, gardening, or gatherings. In addition to the utility shed, this property offers an impressive 16' x 22' detached garage/workshop in the rear. Whether you envision it as a carpenter's workshop, hobby space, additional storage, or simply a place to keep your equipment, the possibilities are plentiful. With its classic Bedford stone exterior, excellent maintenance, quiet location, private backyard, and convenient proximity to the elementary school, this home truly offers so much to love. Don't miss your opportunity to make this charming ranch your own!

Description provided by the listing brokerage.

Interior

Appliances
DryerGas Water HeaterMicroHoodMicrowaveElectric OvenRefrigeratorWasherWater Softener Owned
Interior features
Attic AccessPaddle FanEat-in Kitchen
Other rooms and areas
Laundry in Garage
Laundry
In Unit
Windows
Vinyl Windows
Rooms
6
Main-level bedrooms
3

Exterior

Exterior features
Storage Shed
Patio and porch
Glass Enclosed
Construction
Stone
Foundation
Block
Style
Ranch
Parking and garage
AttachedConcreteGarage Door OpenerHeated Garage
Fencing
Fence Complete
Other structures
Outbuilding

Systems

Heating
Forced Air
Cooling
Central Air
Water
WellPrivate
Utilities
Electricity ConnectedNatural Gas Connected

Lot and HOA

Lot features
Street LightsMature Trees

Schools

School district
Bartholomew Con School Corp

Taxes

Estimated annual tax
$636 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,211per month, estimated
Principal and interest $1,083Property tax $53Insurance $75
20% · $42,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$214,900
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.