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650 W Oak Street

Zionsville, IN 46077

Coming SoonListed Oct 3, 2026 · 0 days on market

Key facts

Beds
3
Baths
3 full · 1 half
Living area
2,432 sqft
Lot
0.22 acres
Year built
1991
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22128685
County
Boone
Subdivision
No Subdivision

About this home

Tucked into the heart of Zionsville Village, this charming home offers something rare: room to spread out, just steps from the brick streets that make Village living so special. Vaulted ceilings give the great room a bright, airy feel, while the family room, gathered around a fireplace and open to the kitchen, is made for relaxed mornings and easy evenings with friends. Rich oak floors run throughout the main level, adding warmth and timeless appeal. Upstairs, three bedrooms include a beautifully renovated primary suite with a spa-inspired bath featuring a large walk-in shower and double vanity, plus a generous walk-in closet. New carpet gives the upper level a fresh, finished feel. The walkout lower level is a true Village surprise, with flexible living space and a third full bath. Sliding doors open to a spacious deck and a large, private backyard, an indoor-outdoor connection that's hard to find this close to downtown. New windows (2023) and fresh paint throughout mean you can simply move in and enjoy. Stroll to the shops and restaurants on the brick streets, hop on the Rail Trail in minutes, and enjoy quick access to shopping and major thoroughfares. This is Village living at its best.

Description provided by the listing brokerage.

Interior

Appliances
DryerDisposalGas Water HeaterMicroHoodElectric OvenRefrigeratorWasherWater Softener Owned
Interior features
Attic Pull Down StairsBreakfast BarVaulted Ceiling(s)Kitchen IslandPaddle FanSmart ThermostatWalk-In Closet(s)Wet BarWood Work Painted
Other rooms and areas
Living Room Formal
Flooring
Hardwood
Basement
FinishedWalk-Out Access
Fireplaces
1
Fireplace type
Family RoomWood Burning
Laundry
Main Level
Windows
Screens
Rooms
9

Exterior

Exterior features
Storage
Patio and porch
CoveredDeck
Construction
Aluminum SidingBrick
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
AttachedAsphalt
Fencing
Partial
Other equipment
Radon SystemSump Pump Dual

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable ConnectedNatural Gas Connected

Lot and HOA

Lot features
Not In SubdivisionStreet LightsMature TreesTrees-Small (Under 20 Ft)

Schools

Elementary school
Eagle Elementary School
Middle school
Zionsville West Middle School
High school
Zionsville Community High School
School district
Zionsville Community Schools

Taxes

Estimated annual tax
$6,882 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,886per month, estimated
Principal and interest $4,033Property tax $574Insurance $280
20% · $160,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$800,000
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