Skip to content

985 Oscar Lane

Carmel, IN 46032

ActiveListed Oct 29, 2026 · 1 day on market

Key facts

Beds
3
Baths
3 full
Living area
4,558 sqft
Lot
0.18 acres
Year built
2009
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22129029
County
Hamilton
Subdivision
Village On The Monon

About this home

Luxury Ranch Living Just Steps from the Monon Trail! Discover refined, low-maintenance living in this beautifully refreshed former builder's model, ideally situated in one of Carmel's most desirable locations. Thoughtfully designed with sophisticated neutral finishes, this exceptional residence offers 3 bedrooms, 3 full baths, a private office, and a beautifully finished lower level. Rich hardwood floors, elegant architectural trim, custom built-ins, soaring 10-foot ceilings, and abundant natural light create an inviting atmosphere throughout. The gourmet kitchen features striking two-tone cabinetry, granite countertops, an expansive center island, and premium stainless steel appliances, seamlessly connecting to the spacious great room with a contemporary gas fireplace, breakfast area, and formal dining space. The main-level primary suite offers a private retreat with dual vanities, an oversized walk-in shower with dual showerheads, and a generous walk-in closet. The finished lower level provides additional space for entertaining, relaxation, or guests. Combining timeless elegance, modern comfort, and effortless main-level living, this exceptional home offers a wonderful opportunity to enjoy the Carmel lifestyle with convenient access to the Monon Trail, shopping, dining, and entertainment.

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopGas Water HeaterWater Softener Owned
Interior features
Built-in FeaturesHigh CeilingsTray Ceiling(s)Paddle FanPantryWalk-In Closet(s)Wet Bar
Kitchen
Kitchen Some Updates
Other rooms and areas
Bedroom Other on Main
Flooring
Hardwood
Basement
Finished
Fireplaces
1
Fireplace type
Great Room
Laundry
Main Level
Windows
Low-Emissivity Windows
Security
Smoke Detector(s)
Rooms
6
Main-level bedrooms
2

Exterior

Exterior features
Sprinkler System
Patio and porch
Covered
Construction
Brick
Foundation
Concrete Perimeter
Style
Ranch
Parking and garage
AttachedDetachedConcrete
Other equipment
Security System OwnedSmoke AlarmSump Pump

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$350 / monthly
Lot features
SidewalksStreet LightsSuburbMature Trees
HOA fee includes
Maintenance

Schools

High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$11,264 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Price history

Every listing, price change and sale we have on record for this home.

DateEventPrice$/sq ft
Listed for sale$885,000$194 / sq ft
Sold$484,000$212 / sq ft
Listed for sale$484,000$212 / sq ft

Properties displayed may be listed or sold by various participants in the MLS.

Information deemed reliable but is not guaranteed accurate.

© 2026 MIBOR REALTOR® Association

Based on information submitted to the Broker Listing Cooperative listing service as of October 31, 2026

Estimate your monthly payment

$6,059per month, estimated
Principal and interest $4,461Property tax $939Insurance $310HOA $350
20% · $177,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Address
985 Oscar Lane, Carmel, IN 46032
County
Hamilton
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$885,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.