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1220 Shoreline Drive

Cicero, IN 46034

ActiveListed Oct 1, 2026 · 19 days on market

Key facts

Beds
3
Baths
3 full · 1 half
Living area
2,930 sqft
Lot
0.41 acres
Year built
1973
Type
Residential · Single Family Residence
Stories
Two
Garage
3 spaces
MLS #
22129150
County
Hamilton
Subdivision
Cicero Shores
Total building area
3,667 sqft

About this home

Located on Morse Reservoir in desirable Cicero Shores, this remodeled and lovingly maintained 3-bedroom, 3.5-bath waterfront home is packed with features! With brand-new flooring, fresh paint, new lighting, beautiful cabinetry, and top-of-the-line new appliances, this home is truly move-in ready. Outside, you'll find your very own Lake Life Starter Package! Included with the home are a tritoon boat, boat trailer, 2 boat lifts, 2 additional boat slips, dual jet ski lift, and jet ski trailer-everything you need to start enjoying lake life from day one. Multiple decks overlook the water, while the enclosed patio creates the perfect space to relax and entertain. Step inside to a beautifully updated interior with a welcoming living space and gorgeous finishes throughout. The main level features a bedroom and separate full bath, perfect for guests or convenient main-level living. The remodeled kitchen offers brand-new cabinetry, top-of-the-line appliances, updated lighting, and plenty of style. Upstairs, you'll find a private guest suite with its own full bath, thoughtfully separated from the primary suite. The spacious primary suite features a beautiful new private deck overlooking the water, a custom walk-in closet, and a private bath complete with both a stand-up shower and relaxing garden tub the perfect place to unwind after a day on the lake. The walk-out basement is a clean slate, ready for you to create your dream lake-house hangout, theater, gym, or additional living space. The massive 3-car garage offers plenty of room for vehicles and lake toys and even includes a convenient half bath. This is more than a home it's the Lake Life Starter Package you've been waiting for, complete with waterfront living, boats, lake toys, and room to make it your own!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerMicrowaveOvenDouble OvenRefrigeratorWasher
Interior features
Bath Sinks Double MainHi-Speed Internet AvailblIn-Law FloorplanEat-in KitchenPantrySmart ThermostatWalk-In Closet(s)Wood Work Painted
Kitchen
Kitchen Updated
Other rooms and areas
Utility Room
Basement
Exterior EntryUnfinishedWalk-Out Access
Laundry
Connections AllLaundry RoomMain Level
Windows
Screens
Rooms
14
Main-level bedrooms
1
Condition
Updated/Remodeled

Exterior

Patio and porch
CoveredDeckGlass Enclosed
Construction
Vinyl SidingWood Siding
Foundation
Block
Style
Traditional
Parking and garage
Attached
Spa
Above Ground
View
Lake
Waterfront
Boat SlipDockLake PrivilegesLake FrontOn ReservoirSeawallWater AccessWater ViewWaterfront

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Lot and HOA

Lot features
Mature TreesTrees-Small (Under 20 Ft)

Schools

Elementary school
Hamilton Heights Elementary School
Middle school
Hamilton Heights Middle School
High school
Hamilton Heights High School
School district
Hamilton Heights School Corp

Taxes

Estimated annual tax
$8,200 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$7,691per month, estimated
Principal and interest $6,553Property tax $683Insurance $455
20% · $260,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$1,300,000
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