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4006 Little Creek Drive S

Spencer, IN 47460

ActiveListed Oct 13, 2026 · 3 days on market

Key facts

Beds
3
Baths
3 full · 1 half
Living area
2,700 sqft
Lot
2.49 acres
Year built
2005
Type
Residential · Single Family Residence
Stories
One
Garage
4 spaces
MLS #
22129264
County
Owen
Subdivision
Little Creek

About this home

3 bedrooms, 3 1/2 baths, a 1-story home over a finished basement, and a 3-car attached garage, all on 2.49 acres! Built in 2005, this 2,700 sq ft home offers a comfortable, move-in-ready interior paired with a peaceful outdoor setting surrounded by mature trees. With multiple outbuildings and Spencer and Ellettsville both approximately 10 minutes away. Step inside from the enclosed front porch and discover a home filled with natural light. The sunroom overlooks the front of the property, while large windows in the living room bring in the outdoors. The bright eat-in kitchen features an island, coffee bar, backyard views, and all appliances included. Just off the kitchen, the spacious laundry room offers a sink, plenty of counter space, and ample cabinetry to keep things organized. The primary suite provides a comfortable retreat with a walk-in closet and a large private bath featuring a soaker tub and walk-in shower. Two additional spacious bedrooms, each with a walk-in closet, share a full bath. The finished basement adds even more room to spread out, with a family room, game room, and full bath. Walk out access to the attached 3-car garage, complete with sealed concrete floors and additional storage space complete the lower level. The outbuildings provide even more flexibility, including a detached 1-car garage, a shed, and a 24x28 pole barn with space for a workshop, equipment, or your favorite projects.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerGas Water HeaterMicrowaveElectric OvenRefrigeratorWasherWater Softener Owned
Interior features
Breakfast BarKitchen IslandHi-Speed Internet AvailblEat-in KitchenWalk-In Closet(s)
Basement
FinishedPartialWalk-Out Access
Laundry
Main Level
Windows
Vinyl Windows
Rooms
9
Main-level bedrooms
3

Exterior

Exterior features
Barn PoleStorage Shed
Patio and porch
CoveredDeck
Construction
Vinyl SidingWood Siding
Foundation
BlockPartial
Style
Modular
Parking and garage
AttachedDetachedGravel
View
Trees/Woods

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Electricity ConnectedNatural Gas ConnectedSeptic SystemWater Connected

Lot and HOA

HOA fee
$250 / annually
Lot features
Irregular LotRural - SubdivisionWooded

Schools

Elementary school
McCormick's Creek Elementary Sch
Middle school
Owen Valley Middle School
High school
Owen Valley Community High School
School district
Spencer-Owen Community Schools

Taxes

Estimated annual tax
$1,062 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,239per month, estimated
Principal and interest $1,991Property tax $89Insurance $138HOA $21
20% · $79,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$395,000
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