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2771 E Pedigo Bay Drive

Bloomington, IN 47401

ActiveListed Oct 2, 2026 · 4 days on market

Key facts

Beds
5
Baths
6 full · 2 half
Living area
8,484 sqft
Lot
9.33 acres
Year built
2016
Type
Residential · Single Family Residence
Stories
Two
Garage
4 spaces
MLS #
22129384
County
Monroe
Subdivision
Pedigo Bay

About this home

Experience exceptional lakeside living in this one-of-a-kind custom estate located in Pedigo Bay, Bloomington's only gated estate community. Designed to embrace its spectacular setting, the residence offers breathtaking 360 Lake Monroe views from virtually every room. The main level features a stunning chef's kitchen with custom stone countertops, Ruffino cabinetry, two dishwashers, and Thermador appliances, plus a spacious butler's pantry with additional refrigerator and third dishwasher. The centerpiece of the home is an extraordinary six-foot-deep, heated indoor saltwater infinity-edge pool. Expansive terraces surround the living spaces and feature a built-in outdoor fireplace and oversized hot tub, creating an exceptional setting for entertaining or relaxing while taking in the lake views. The private main-level primary suite occupies its own wing and includes dual bathrooms, custom walk-in closets, and a private terrace. Upstairs are four additional en-suite bedrooms, each with a custom walk-in closet, along with a spacious recreation/great room. A three-car attached garage provides ample space for vehicles and hobbies. Additional highlights include solar-panel energy, custom doors and industrial-style windows, multi-zone HVAC, heated bathroom floors, whole-home surveillance, and comprehensive smart-home integration controlling blinds, windows, lighting, pool features, audio, and security. Every detail of this remarkable residence reflects thoughtful design, exceptional craftsmanship, and modern luxury. A complete feature list is available. Ideally situated just south of Indiana University and the cultural, dining, and entertainment offerings of Bloomington, with convenient access to I-69 for regional travel. This rare combination of private gated lakeside living and exceptional accessibility makes this Lake Monroe estate truly extraordinary.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerHumidifierExhaust FanMicrowaveRefrigeratorWasher
Interior features
Breakfast Bar
Fireplaces
2
Fireplace type
Family Room
Laundry
Main Level
Rooms
9

Exterior

Exterior features
Fire Pit
Patio and porch
Patio
Construction
Cement SidingStone
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
Attached
Pool
Indoor
Private pool
Yes
Spa
Heated
Waterfront
Lake FrontWater View
Other equipment
Security System OwnedHome Theater

Systems

Heating
Forced AirGeothermal
Cooling
Central AirGeothermal
Water
Public

Lot and HOA

HOA fee
$3,300 / annually

Schools

Elementary school
Lakeview Elementary School
Middle school
Jackson Creek Middle School
High school
Bloomington High School South
School district
Monroe County Community Sch Corp

Taxes

Estimated annual tax
$35,966 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$20,522per month, estimated
Principal and interest $16,130Property tax $2,997Insurance $1,120HOA $275
20% · $639,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$3,199,900
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