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10480 Watkins Drive

Indianapolis, IN 46234

ActiveListed Oct 2, 2026 · 14 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
3,128 sqft
Lot
0.32 acres
Year built
1998
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22129633
County
Hendricks
Subdivision
Ashton

About this home

ASSUMABLE MORTGAGE 4.75%. The home is located in Avon and Avon School District. Indy is ONLY the mailing address. This semi-custom home was meticulously constructed to compete with all the up and coming production homes while retaining the features buyers were reluctant to give up at the time. This house is on a crawl space which gives options for changing plumbing and wiring etc. The entry keeps the informal living space separate from the den/living room and dining room areas and has real hardwood floors. The doors are all solid wood and the baseboards and trim are all real wood. You won't hear your neighbors noise from inside this home! The crown jewel is a recently finished bonus room that is 700 square feet! You could put another bedroom in it and still have plenty of room for all kinds of relaxed family fun. The home has roomy bedrooms all with walk in closets and a primary bedroom with a full shower, a garden tub and a walkin closet with classy built-ins. The kitchen has real wood cabinets and newer stainless appliances and a gas range and a built in table and benches. The home is a total of over 3100 square feet so yes you might want to do some updating but at this price its well worth doing....especially if you assume this low interest rate mortgage! Large 2 car finished garage, fenced yard, cozy deck and a side load garage complete the package. Roof less than a year old. Water heater , Furnace, electric fireplace, refinished deck, kitchen sliding doors, carpet have all been replaced in less than 2 years. Paint colors are shades of gray and blue. Carpet is light gray.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherGas Water HeaterMicrowaveGas OvenRefrigerator
Interior features
Attic AccessEntrance FoyerPaddle FanHi-Speed Internet AvailblPantrySmart ThermostatWalk-In Closet(s)Wood Work Stained
Other rooms and areas
Bath Jack-n-JillLaundry in Unit
Flooring
Hardwood
Fireplaces
1
Fireplace type
ElectricFamily Room
Laundry
Main Level
Windows
ScreensLow-Emissivity WindowsVinyl Windows
Security
Security SystemSmoke Detector(s)
Rooms
10

Exterior

Patio and porch
CoveredDeck
Construction
Vinyl SidingVinyl With Brick
Foundation
Crawl Space
Style
Traditional
Parking and garage
AttachedConcreteGarage Door OpenerGarage Faces Side
Fencing
FullGate
Other equipment
Satellite Dish

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableElectricity ConnectedNatural Gas ConnectedSewer Connected

Lot and HOA

HOA fee
$250 / annually
Lot features
AccessCorner LotCurbsSidewalks
HOA fee includes
Association Home OwnersMaintenance

Schools

High school
Avon High School
School district
Avon Community School Corp

Taxes

Estimated annual tax
$3,034 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,187per month, estimated
Principal and interest $1,789Property tax $253Insurance $124HOA $21
20% · $70,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$354,900
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