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201 Bluffs Circle #E

Noblesville, IN 46062

ActiveListed Oct 5, 2026 · 5 days on market

Key facts

Beds
3
Baths
2 full
Living area
1,760 sqft
Year built
1974
Type
Residential · Condominium
Stories
One
Garage
1 space
MLS #
22129755
County
Hamilton
Subdivision
Bluffs Co Hpr

About this home

Waterfront living at The Bluffs, is one of the rare units that sits directly on Morse Reservoir. 3 bedrooms, 2 full baths, & views that stop you in your tracks. Mature trees frame the water, deer graze along the shoreline, & eagles circle overhead. The enclosed porch just off the main living room is the showpiece. It overlooks a breathtaking stretch of Morse Reservoir & is the place you will actually live in! Morning coffee, evening light, & every quiet hour in between. A second enclosed sitting patio opens off the primary bedroom, so the owner's suite has its own private water view. Inside, the open floor plan connects the dining & living areas into one seamless space that lives the way you want it to. A fireplace anchors the living room. Just off the kitchen, a breakfast nook is perfect for quick meals with the water right outside. The primary bedroom is a true retreat: a sitting area on its own enclosed patio, plus an attached ensuite bath, making it a private oasis at the end of the day. The third bedroom is currently set up as an office and offers a huge walk-in closet. Finishes have been thoughtfully updated with new luxury carpet in the primary suite & guest bedroom, new LVP throughout, plantation shutters, new sunroom windows, crown molding, & beautiful built-ins. Newer water heater & water softener. Right outside your door is a community clubhouse with a game room, full kitchen, and grilling area, plus the largest private pool in Hamilton County, heated & overlooking the lake. The community spans more than 11 acres in a park-like setting, fully fenced except at the entrance. All appliances and a home warranty are included. There is no boat dock with this unit, but your name can be added to the list to buy or rent a dock, along with boat storage, after you move in. Low-maintenance, lock-and-leave living on one of Indiana's most beautiful reservoirs. Be sure to come see the showstopper today, as it won't last long in today's market! Schedule today!

Description provided by the listing brokerage.

Interior

Appliances
Electric CooktopDishwasherDryerDisposalGas Water HeaterMicrowaveElectric OvenRange HoodRefrigeratorWasher
Interior features
Bath Sinks Double MainBuilt-in FeaturesEntrance FoyerSmart ThermostatWalk-In Closet(s)
Kitchen
Kitchen Galley
Other rooms and areas
Laundry in Unit
Basement
Storage Space
Fireplaces
1
Fireplace type
MasonryLiving Room
Laundry
Connections All
Security
Smoke Detector(s)Fire Sprinkler System
Rooms
8
Main-level bedrooms
3
Condition
Updated/Remodeled

Exterior

Exterior features
Basketball Court
Patio and porch
Glass Enclosed
Construction
Wood Brick
Foundation
Block
Style
Traditional
Parking and garage
AssignedDetached
View
Water
Waterfront
Lake FrontOn ReservoirWater ViewWaterfront

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableElectricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Lot and HOA

HOA fee
$522 / monthly
Lot features
Close to ClubhouseSidewalksStreet Lights
Community
ClubhouseCurbsPoolSidewalksStreet LightsSuburban
HOA fee includes
ClubhouseSewerEntrance CommonInsuranceMaintenance GroundsMaintenance StructureNature AreaSnow RemovalTrashSee Remarks
HOA amenities
Basketball CourtClubhouseDog ParkGame RoomInsuranceMaintenanceMaintenance GroundsParkingPoolSnow RemovalTrashWater

Schools

High school
Noblesville High School
School district
Noblesville Schools

Taxes

Estimated annual tax
$3,994 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,688per month, estimated
Principal and interest $1,714Property tax $333Insurance $119HOA $522
20% · $68,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$340,000
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