Skip to content

11812 Harvard Lane

Carmel, IN 46032

ActiveListed Oct 15, 2026 · 1 day on market

Key facts

Beds
3
Baths
3 full · 1 half
Living area
2,458 sqft
Lot
0.06 acres
Year built
2005
Type
Residential · Condominium
Stories
Multi/split
Garage
2 spaces
MLS #
22129859
County
Hamilton
Subdivision
Townhomes At Guilford

About this home

Step into easy, breezy living at 11812 Harvard Lane. This Carmel gem is all about reclaiming your weekends, offering a low-maintenance lifestyle that lets you spend more time enjoying the local scene and less time on upkeep. Inside, the home feels fresh and inviting thanks to brand NEW carpet, providing a plush, clean slate for your personal style. The layout flows naturally, creating a sense of space that's both functional and comfortable. This property also includes a BALCONY off the kitchen for dining al fresco and a great GREEN space off the lower level. You'll also appreciate the convenience of the attached GARAGE, perfect for keeping your vehicle out of the elements or storing extra gear. Located minutes from Midtown and the City Center, this turnkey property lets you move right in and start enjoying everything this vibrant community offers.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalMicroHoodElectric OvenRefrigeratorWasherElectric Water HeaterHumidifierWater Softener Owned
Interior features
High CeilingsVaulted Ceiling(s)Walk-In Closet(s)Wood Work PaintedBreakfast BarEntrance FoyerPantry
Flooring
Hardwood
Laundry
Upper Level
Windows
Vinyl Windows
Rooms
8

Exterior

Patio and porch
DeckPatio
Construction
BrickVinyl Siding
Foundation
Slab
Style
Split Level
Parking and garage
Attached
Other equipment
Security System Owned

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Natural Gas Connected

Lot and HOA

HOA fee
$330 / monthly
Lot features
Not Applicable
HOA fee includes
Entrance CommonInsuranceIrrigationLawncareMaintenance StructureManagementSnow Removal

Schools

Elementary school
Orchard Park Elementary School
Middle school
Carmel Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$3,554 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,809per month, estimated
Principal and interest $2,042Property tax $296Insurance $142HOA $330
20% · $81,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$405,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.