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431 Blue Spring Drive

Indianapolis, IN 46239

ActiveListed Oct 9, 2026 · 1 day on market

Key facts

Beds
3
Baths
2 full
Living area
1,549 sqft
Lot
0.21 acres
Year built
1998
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22130007
County
Marion
Subdivision
Cedar Springs

About this home

Welcome home to this charming 3-bedroom, 2-bath Ranch, located just south of Cumberland! Vaulted ceilings add height and character, creating an airy, welcoming atmosphere that makes the home feel comfortable from the moment you step inside. The kitchen offers an abundance of cabinetry, giving you plenty of storage for everything from everyday essentials to your favorite serving pieces-ready for quiet dinners at home or gatherings with friends and family. The appeal continues outdoors with a generously sized backyard that offers room to play, garden, entertain, or simply enjoy a little sunshine. The back deck sets the scene for morning coffee, summer cookouts, and evenings spent under the stars, while the hot tub gives you a relaxing place to unwind at the end of the day. With the convenience of single-level living and outdoor space you'll love making your own, this charming ranch is ready to welcome its next chapter!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerElectric Water HeaterMicrowaveElectric OvenRefrigeratorWasher
Interior features
Attic Pull Down StairsBath Sinks Double MainBreakfast BarVaulted Ceiling(s)Entrance FoyerPaddle FanHi-Speed Internet AvailblEat-in KitchenPantrySmart ThermostatSupplemental StorageWalk-In Closet(s)
Kitchen
Kitchen Galley
Other rooms and areas
Laundry in Unit
Laundry
Laundry Closet
Windows
Screens
Rooms
7
Main-level bedrooms
3
Condition
Updated/Remodeled

Exterior

Patio and porch
Deck
Construction
Vinyl With Brick
Foundation
Slab
Style
Ranch
Parking and garage
Attached

Systems

Heating
Dual
Cooling
Central Air
Water
Public
Utilities
Cable Available

Lot and HOA

HOA fee
$225 / annually
Lot features
Mature Trees
HOA fee includes
InsuranceMaintenanceSnow Removal

Schools

Elementary school
Grassy Creek Elementary School
High school
Warren Central High School
School district
MSD Warren Township

Taxes

Estimated annual tax
$2,348 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,697per month, estimated
Principal and interest $1,386Property tax $196Insurance $96HOA $19
20% · $55,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$275,000
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