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9036 E Gayle Drive

Morgantown, IN 46160

ActiveListed Oct 12, 2026 · 3 days on market

Key facts

Beds
3
Baths
2 full
Living area
2,400 sqft
Lot
1 acres
Year built
2026
Type
Residential · Single Family Residence
Stories
One and one half
Garage
2 spaces
MLS #
22130182
County
Morgan
Subdivision
St John Commons
New construction
Yes

About this home

Welcome to this beautifully designed new construction home! Featuring a thoughtfully planned split bedroom layout and raised ceilings throughout for an open and spacious feel. Combining style with functionality, the kitchen showcases custom cabinetry, quartz countertops, a large basin sink, tile backsplash, double oven, and gas range. The private primary suite with tray ceiling offers an oversized walk-in closet with ample shelving and convenient access directly to the laundry room. The luxurious primary bathroom features tiled floors and shower, a separate porcelain tub, and dual vanities with quartz countertops. The two additional bedrooms each include walk-in closets, providing excellent storage. A dedicated office offers a comfortable space for working from home, while the large bonus room above the garage-with its own HVAC system-provides versatile space to suit a variety of needs. Designed with energy efficiency in mind, the home has a fully encapsulated, conditioned, and waterproofed crawlspace, open-cell spray foam insulation in the exterior walls, R-38 blown-in attic insulation, a tankless water heater, and high-efficiency HVAC systems. Adding to the appeal, this home is located in a private community featuring a 15-acre lake, with the owner enjoying full access to the lake for recreational use. Thoughtful design, elevated finishes, generous storage, energy conscious construction, and an appealing community amenity make this new home a wonderful opportunity.

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDisposalDouble OvenRange HoodRefrigeratorTankless Water Heater
Interior features
Bath Sinks Double MainBreakfast BarHigh CeilingsEntrance FoyerPantrySmart ThermostatWalk-In Closet(s)
Kitchen
Kitchen Country
Other rooms and areas
Laundry in UnitUtility Room
Laundry
In UnitConnections AllMain Level
Windows
Vinyl Windows
Rooms
8
Main-level bedrooms
3
Condition
New Construction

Exterior

Patio and porch
Covered
Construction
BrickCement Siding
Foundation
Brick
Style
Ranch
Parking and garage
AttachedConcreteGarage Door Opener
Other equipment
DehumidifierSump Pump

Systems

Heating
High Efficiency (90%+ AFUE )
Cooling
Central Air
Water
Public
Utilities
Electricity ConnectedNatural Gas ConnectedSeptic SystemWater Connected

Lot and HOA

HOA fee
$700 / annually
Lot features
AccessRural - Subdivision
HOA fee includes
MaintenanceSnow Removal
HOA amenities
MaintenanceSnow Removal

Schools

Elementary school
Indian Creek Elementary School
Middle school
Indian Creek Middle School
High school
Indian Creek Sr High School
School district
Nineveh-Hensley-Jackson United

Taxes

Estimated annual tax
$654 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$3,212per month, estimated
Principal and interest $2,898Property tax $55Insurance $201HOA $58
20% · $115,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$575,000
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