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1209 Ruby #H-2

Shelbyville, IN 46176

ActiveListed Oct 13, 2026 · 1 day on market

Key facts

Beds
2
Baths
2 full
Living area
1,563 sqft
Year built
1988
Type
Residential · Condominium
Stories
One
Garage
2 spaces
MLS #
22130428
County
Shelby
Subdivision
Berwick Manor Condo

About this home

Looking for low maintenance living with a view? Come check out 1209 Ruby Dr. This ready to move in 2 bedroom, 2 bath condo in the desirable 55+ community checks all the boxes! Enjoy brand new lighting throughout, freshly cleaned carpets, a spacious heated & cooled sunrooms that opens to a covered deck overlooking the park & community playground. Large living room with soaring ceiling. Furnace was installed 2024 & water softener is owned. One of the few condo's with gas range/oven in the kitchen with corian counters. There are 2 custom built in corner china cabinets in the dining room- ready for all your extra items. Garage has extra storage & shelving & even pull down attic - giving you plenty of storage options. HOA quarterly fees include water & sewer, snow removal, lawn maintenance, & grounds care, making everyday living easy & less worrisome. Just unpack, relax & enjoy your new lifestyle!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerElectric Water HeaterDisposalMicroHoodGas OvenRefrigeratorWasherWater Softener OwnedRange Hood
Interior features
Attic Pull Down StairsVaulted Ceiling(s)Entrance FoyerPaddle FanHi-Speed Internet AvailblEat-in KitchenWired for DataPantrySmart ThermostatWalk-In Closet(s)Wood Work Stained
Laundry
Main Level
Windows
ScreensStorm Window(s)Low-Emissivity Windows
Rooms
7
Main-level bedrooms
2

Exterior

Patio and porch
CoveredDeck
Construction
BrickVinyl Siding
Foundation
Crawl Space
Style
Traditional
Parking and garage
Attached

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public
Utilities
Electricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Lot and HOA

HOA fee
$700 / quarterly
Lot features
CurbsSidewalksStorm SewerStreet LightsMature Trees
Community
PlaygroundSidewalksStreet LightsPark
HOA fee includes
InsuranceMaintenance GroundsMaintenance StructureMaintenanceSnow RemovalTrash
HOA amenities
InsuranceLandscapingMaintenanceMaintenance GroundsPlaygroundSnow RemovalTrash

Schools

Middle school
Shelbyville Middle School
School district
Shelbyville Central Schools

Taxes

Estimated annual tax
$1,326 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,583per month, estimated
Principal and interest $1,159Property tax $111Insurance $80HOA $233
20% · $46,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$230,000
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