Skip to content

9127 Sea Oats Drive

Indianapolis, IN 46250

ActiveListed Oct 8, 2026 · 14 days on market

Key facts

Beds
2
Baths
2 full · 1 half
Living area
1,612 sqft
Lot
0.08 acres
Year built
1991
Type
Residential · Condominium
Stories
Two
Garage
2 spaces
MLS #
22130561
County
Marion
Subdivision
Spinnaker Cove

About this home

Lakeside Living at 9127 Sea Oats Drive Welcome to this beautiful 2-bedroom, 2.5-bath condominium overlooking the lake. The main level has an open floor plan that's easy to live in and entertain in, and it opens onto a private deck out back. Upstairs, the oversized primary suite is your own retreat. It has a relaxing soaking tub, a walk-in closet, built-in bookshelves and a private balcony with views of the lake, a great spot for morning coffee or watching the sunset. A second bedroom gives you room for guests, a home office or hobbies. This is one of the few homes in the community with a 2-car attached garage, a rare extra for condo living. Enjoy low-maintenance living: the HOA covers all exterior maintenance of the building and grounds. HOA dues also include the community clubhouse and pool. Lake views, extra space and carefree living all in one place. Schedule your showing today!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherElectric OvenRefrigerator
Interior features
Attic AccessBreakfast BarBuilt-in FeaturesCathedral Ceiling(s)Kitchen IslandEntrance FoyerPaddle FanPantryWalk-In Closet(s)Wood Work Painted
Fireplaces
1
Fireplace type
Family Room
Laundry
Laundry Closet
Windows
Bay Window(s)Vinyl Windows
Rooms
5

Exterior

Exterior features
BalconyWater Feature Fountain
Patio and porch
Deck
Construction
Vinyl With Brick
Foundation
Slab
Style
Traditional
Parking and garage
Attached
View
Lake
Waterfront
Lake Front

Systems

Heating
Electric
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$310 / monthly
Community
ClubhouseLakePool
HOA fee includes
ClubhouseEntrance CommonInsuranceLawncareMaintenance GroundsMaintenance StructureManagementSnow Removal
HOA amenities
ClubhouseMaintenanceMaintenance GroundsManagementPoolSnow Removal

Schools

High school
Lawrence North High School
School district
MSD Lawrence Township

Taxes

Estimated annual tax
$2,364 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,741per month, estimated
Principal and interest $1,154Property tax $197Insurance $80HOA $310
20% · $45,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$229,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.