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3111 W 106th Street

Carmel, IN 46032

ActiveListed Oct 12, 2026 · 3 days on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
2,492 sqft
Lot
0.77 acres
Year built
1960
Type
Residential · Single Family Residence
Stories
Tri-level
Garage
2 spaces
MLS #
22130577
County
Hamilton
Subdivision
Annally Downs

About this home

Every square inch of this large, West Carmel classic home has been painstakingly reinvented in recent months, leaving her fresh, fashionable & fantastically ready for a new family to love her as much as her current family has for over 60 years. The adoration is warranted, as she was built for timeless functionality, with an inviting warmth that makes you feel right at home instantly. Crowning a wooded .77AC lot, with just the right amount of mature trees & a ready-made garden, she'll welcome you with a rocking-chair front porch, then entertain you on the enclosed back patio. Inside, you'll find a comfortably elegant environment for daily living & casual entertaining, with the brand new kitchen & its HUGE quartz island as the hub. Down a half flight of stairs, the MASSIVE family room is going to be your winter hideaway (hello, cozy movie nights!), & the sizeable flex room might be your perfect home office or guest suite. On that same level, you'll also find a cute powder room & large laundry room w/ a good-sized storage closet & abundant work space, making that daily chore a little less taxing. Up a half flight of stairs are shiny, perfectly refinished hardwood floors in all of the 4 bedrooms, plus two updated baths for convenience. All the fixtures, hardware & finishes t/o are fresh, even the garage got a paint job & a new set of attic stairs. This one offers the space, the yard & the condition to be the total package; and she won't last long, especially at this price. Well-located for a commute to anywhere, in Carmel's award-winning school district, with no HOA. Hustle!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDown DraftDisposalOvenElectric OvenRefrigeratorWater Heater
Interior features
Attic Pull Down StairsBath Sinks Double MainBuilt-in FeaturesKitchen IslandEntrance FoyerPaddle FanHi-Speed Internet AvailblPantry
Kitchen
Kitchen Updated
Other rooms and areas
Living Room Formal
Flooring
Hardwood
Fireplaces
1
Fireplace type
Wood Burning
Laundry
In UnitConnections AllLaundry RoomMain LevelSink
Windows
Wood Frames
Security
Smoke Detector(s)
Rooms
11
Condition
Updated/Remodeled

Exterior

Exterior features
Barn MiniStorageStorage Shed
Patio and porch
CoveredDeckGlass Enclosed
Construction
BrickWood SidingWood Brick
Foundation
Crawl Space
Style
Split LevelTraditional
Parking and garage
Attached

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Private

Lot and HOA

Lot features
AccessCorner LotStorm SewerMature TreesTrees-Small (Under 20 Ft)

Schools

Elementary school
Towne Meadow Elementary School
Middle school
Creekside Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$2,192 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,797per month, estimated
Principal and interest $2,445Property tax $183Insurance $170
20% · $97,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$485,000
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