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4201 Payne Drive

Plainfield, IN 46168

ActiveListed Oct 9, 2026 · 3 days on market

Key facts

Beds
3
Baths
2 full
Living area
1,760 sqft
Lot
0.06 acres
Year built
2019
Type
Residential · Condominium
Stories
One
Garage
2 spaces
MLS #
22130610
County
Hendricks
Subdivision
Springs At Saratoga

About this home

Enjoy the ease of single-level living in this beautifully maintained 3-bedroom, 2-bath end-unit condo in the desirable Springs at Saratoga community! Built in 2019, this thoughtfully designed home offers an open, inviting floor plan with vaulted and raised ceilings, a spacious great room with a cozy gas fireplace, and a separate dining area ideal for everyday living or entertaining. The kitchen features upgraded 36-inch cabinetry, a tile backsplash, breakfast bar, and pantry, with all kitchen. Approximately $15,000 in upgraded laminate hardwood flooring adds warmth and style throughout much of the home. The generous primary suite features a walk-in closet, double-sink vanity, and access to the covered patio. Two additional bedrooms offer flexibility for guests, hobbies, or a home office. Enjoy your morning coffee on the covered patio, plus the convenience of a two-car fully finished attached garage and main-level laundry with washer and dryer included. With lawn care, snow removal, and exterior maintenance handled by the HOA, you'll have more time to enjoy the neighborhood's community pool! Offering three bedrooms, thoughtful upgrades, and the ease of low-maintenance living, this home delivers comfort, convenience, and a lifestyle you'll love.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerElectric Water HeaterDisposalMicroHoodElectric OvenRefrigeratorWasher
Interior features
High CeilingsWalk-In Closet(s)Wood Work PaintedBreakfast BarPaddle FanBath Sinks Double MainEntrance FoyerHi-Speed Internet AvailblWired for DataPantry
Other rooms and areas
Laundry in Unit
Fireplaces
1
Fireplace type
Gas LogGas StarterGreat Room
Laundry
Main Level
Windows
Screens
Security
Firewall(s)Security SystemSmoke Detector(s)
Rooms
6
Main-level bedrooms
3

Exterior

Exterior features
Sprinkler System
Patio and porch
Covered
Construction
BrickVinyl With Brick
Foundation
Slab
Style
RanchTraditional
Parking and garage
Attached
Other equipment
Smoke Alarm

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableNatural Gas Connected

Lot and HOA

HOA fee
$250 / monthly
Lot features
SidewalksStorm SewerStreet Lights
HOA fee includes
Association Builder ControlsInsuranceLawncareMaintenance GroundsMaintenance StructureMaintenanceManagementSnow Removal
HOA amenities
Pool

Schools

Middle school
Plainfield Community Middle School
School district
Plainfield Community School Corp

Taxes

Estimated annual tax
$1,630 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,035per month, estimated
Principal and interest $1,542Property tax $136Insurance $107HOA $250
20% · $61,180
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$305,900
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