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651 Hawthorne Drive

Carmel, IN 46033

ActiveListed Oct 14, 2026 · 7 days on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
2,854 sqft
Lot
0.36 acres
Year built
1977
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22130621
County
Hamilton
Subdivision
Cool Creek North
Total building area
3,207 sqft

About this home

Welcome Home! This beautiful 4-bedroom home in the sought-after Cool Creek North neighborhood of Carmel is NOW AVAILABLE! Enjoy 2,255 SF of inviting living space plus an additional 599 SF in the finished basement, offering plenty of room for everyday living and entertaining. The fenced backyard and deck provide the perfect space to relax or host family and friends. Recent updates include new interior and exterior paint, all new carpet, laminate wood in the living room, an updated half bath, and an updated primary shower (2025), plus a roof and radon mitigation system (2019). Conveniently located near schools, parks, shopping, dining, and entertainment, this move-in-ready home checks all the boxes! Don't miss your opportunity to make it yours!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDisposalGas Water HeaterHumidifierMicrowaveGas OvenRange HoodRefrigeratorWater HeaterWater PurifierWater Softener Owned
Interior features
Attic AccessAttic Pull Down StairsWalk-In Closet(s)Breakfast BarEat-in KitchenHi-Speed Internet Availbl
Other rooms and areas
Living Room Formal
Basement
Partial
Fireplaces
1
Fireplace type
Family RoomWood Burning
Laundry
Main Level
Rooms
14

Exterior

Patio and porch
Deck
Construction
BrickWood Siding
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
Attached
Fencing
Full
Other equipment
Smoke AlarmSump Pump w/Backup

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableNatural Gas Connected

Lot and HOA

Lot features
CurbsSidewalksStreet LightsMature Trees

Schools

Elementary school
Cherry Tree Elementary School
Middle school
Carmel Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$4,330 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$3,137per month, estimated
Principal and interest $2,596Property tax $361Insurance $180
20% · $103,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$515,000
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