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14038 Springmill Ponds Circle

Carmel, IN 46032

ActiveListed Oct 8, 2026 · 3 days on market

Key facts

Beds
4
Baths
2 full · 2 half
Living area
3,410 sqft
Lot
0.31 acres
Year built
1994
Type
Residential · Single Family Residence
Stories
Three or more
Garage
3 spaces
MLS #
22130630
County
Hamilton
Subdivision
Springmill Ponds

About this home

It's Finally Here! The Home You've Been Waiting For in Springmill Ponds! Welcome to the perfect combination of space, comfort, and neighborhood charm! This beautiful 4-bedroom, 2.5-bath home features a full finished basement and an impressive 3-car garage, offering room for everyone and everything. Step inside to discover fresh paint throughout, new carpet, all appliances, and numerous updates that make this home move-in ready. The spacious primary suite is a true retreat, complete with a huge walk-in closet and an updated private bath featuring a relaxing soaker tub, a new double-sink vanity, and a separate updated shower. The finished basement takes entertaining to the next level, offering a half bath and a kitchen/bar area with abundant cabinetry, an island, a refrigerator, and plenty of space for hosting game days, family gatherings, or fun evenings with friends. Outdoor enjoyment awaits with a new basketball goal for your favorite basketball enthusiast. After a busy day, unwind on the cozy three-season porch-the perfect spot to relax and enjoy a little quiet time. With generous living space, thoughtful updates, and inviting areas for both entertaining and everyday living, this Springmill Ponds home is ready to welcome you home. Don't miss your opportunity to make it yours!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalMicroHoodMicrowaveGas OvenRefrigeratorBar FridgeTankless Water HeaterWasherWater Softener Owned
Interior features
Attic AccessBuilt-in FeaturesVaulted Ceiling(s)Kitchen IslandEntrance FoyerPaddle FanHi-Speed Internet AvailblPantrySmart ThermostatWalk-In Closet(s)Wet BarWood Work Painted
Kitchen
Kitchen Updated
Other rooms and areas
Laundry in UnitLiving Room FormalUtility Room
Basement
Ceiling - 9+ feetDaylightFinished CeilingFinished WallsFull
Fireplaces
1
Fireplace type
Gas LogGreat Room
Windows
ScreensStorm Window(s)Bay Window(s)Wood Frames
Rooms
14
Condition
Updated/Remodeled

Exterior

Exterior features
Playset
Patio and porch
CoveredDeck
Construction
Wood Brick
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
AttachedConcreteGarage Door OpenerGarage Faces Side
View
Neighborhood
Other equipment
Radon SystemSmoke AlarmSump PumpSump Pump w/Backup

Systems

Heating
Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableNatural Gas Connected

Lot and HOA

HOA fee
$980 / annually
Lot features
Cul-De-SacCurbsSidewalksMature Trees
HOA fee includes
Entrance CommonInsuranceMaintenanceParkPlaygroundManagementTennis Court(s)
HOA amenities
Basketball CourtInsuranceMaintenanceManagementParkPicnic AreaPlaygroundPoolTennis Court(s)

Schools

Elementary school
Carmel Elementary School
Middle school
Carmel Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$6,486 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,612per month, estimated
Principal and interest $3,730Property tax $541Insurance $259HOA $82
20% · $148,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$740,000
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