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53 W Pearl Street

Greenwood, IN 46142

ActiveListed Oct 13, 2026 · 8 days on market

Key facts

Beds
3
Baths
1 full · 1 half
Living area
1,178 sqft
Lot
0.11 acres
Year built
1965
Type
Residential · Single Family Residence
Stories
One
MLS #
22130811
County
Johnson
Subdivision
J Dobbins
Total building area
1,483 sqft

About this home

Experience the charm of downtown living in this inviting 3-bedroom, 1.5-bath cottage-style home, ideally situated in the heart of Greenwood just off Main Street. A welcoming covered front porch sets the tone, offering the perfect spot for morning coffee or unwinding at the end of the day. Inside, raised ceiling heights, abundant natural light, and a neutral color palette create a warm, airy atmosphere. The open-concept living area flows seamlessly into the eat-in kitchen, featuring white cabinetry, contrasting black hardware and accents, pendant lighting over the breakfast bar, a stylish backsplash, stainless steel appliances including a new refrigerator, and a pantry. The primary bedroom stands out with French doors, while the second bedroom features decorative wall trim. Privately positioned toward the rear of the home, the third bedroom offers flexibility for guests, a home office, or additional living space. A full tiled bathroom is conveniently located near the primary and second bedrooms, while a centrally located half bath adds convenience for guests. Select bedrooms feature updated ceiling fans and dimmer lighting.Outside, enjoy a spacious backyard with a patio, open wood deck, and mini shed for additional storage. The unfinished basement provides valuable storage space and houses the home's mechanicals, including a water softener and dehumidifier. Enjoy a walkable lifestyle with local restaurants, coffee shops, the library, Greenwood Fieldhouse, shopping, and everyday conveniences nearby, along with easy access to I-65 and US-31. With its inviting character, functional layout, outdoor living spaces, and desirable downtown location, this home offers the opportunity to enjoy the convenience and charm of Greenwood living-all with no HOA.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalMicroHoodMicrowaveGas OvenRefrigeratorWasherWater HeaterWater Softener Owned
Interior features
Attic AccessBreakfast BarHigh CeilingsPaddle FanEat-in KitchenPantryWood Work Painted
Other rooms and areas
Utility Room
Basement
PartialStorage SpaceUnfinished
Laundry
In Basement
Security
Smoke Detector(s)
Rooms
6
Main-level bedrooms
3

Exterior

Exterior features
Storage Shed
Patio and porch
CoveredDeckPatio
Construction
Vinyl Siding
Foundation
Block
Style
RanchTraditional
Parking and garage
On Street
Fencing
Chain LinkPartial
View
Downtown
Other equipment
DehumidifierSump Pump

Systems

Heating
Natural Gas
Cooling
Central Air
Water
Public

Lot and HOA

Lot features
AccessCity LotCurbsSidewalks

Schools

Elementary school
V O Isom Central Elem School
Middle school
Greenwood Middle School
High school
Greenwood Community High Sch
School district
Greenwood Community Sch Corp

Taxes

Estimated annual tax
$880 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,523per month, estimated
Principal and interest $1,355Property tax $73Insurance $94
20% · $53,780
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$268,900
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