Skip to content

6638 Sugar Creek Lane

Whitestown, IN 46075

ActiveListed Oct 13, 2026 · 1 day on market

Key facts

Beds
5
Baths
3 full · 1 half
Living area
3,200 sqft
Lot
0.19 acres
Year built
2023
Type
Residential · Single Family Residence
Stories
Two
Garage
3 spaces
MLS #
22130819
County
Boone
Subdivision
Jackson Run North

About this home

Take advantage of the seller-offered 2/1 interest rate buydown-a rare opportunity to lower your monthly payment during the first two years of ownership-plus an additional $3,300 toward closing costs if you finance with Rocket Mortgage. Built in 2023, this beautifully appointed home sits on a quiet cul-de-sac lot backing to open cornfields, offering one of the best lots in the community with peaceful views, added privacy, and easy access to the neighborhood's running, biking, and walking trails. Inside, a brick fireplace with a wire chase anchors the living area, while custom blinds are installed throughout. The kitchen shines with solid-surface countertops, a bright breakfast nook, and new gas stove, microwave, and dishwasher, ready for everyday cooking, entertaining and tons of natural light. The main-level bedroom with full bath offers flexible living, and the primary suite features a massive walk-in closet. Outdoor living is a highlight, with a heated pergola featuring retractable sliding doors so you can enjoy the backyard in nearly every season. Additional upgrades include a water softener and a three-car garage finished with an epoxy floor and overhead storage racks for all your gear. Move-in ready, thoughtfully upgraded, and set on a standout lot, this home delivers comfort, function, and value. Come see it today!

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDisposalMicrowaveRefrigerator
Interior features
Attic AccessBreakfast BarTray Ceiling(s)Kitchen IslandHi-Speed Internet AvailblIn-Law FloorplanWalk-In Closet(s)
Kitchen
Kitchen Updated
Other rooms and areas
Laundry in UnitUtility Room
Fireplaces
1
Fireplace type
Gas LogLiving Room
Laundry
Connections AllUpper Level
Windows
ScreensVinyl Windows
Security
Fire Alarm
Rooms
11
Main-level bedrooms
1
Condition
New Construction

Exterior

Patio and porch
CoveredGlass EnclosedPorch
Construction
BrickCement Siding
Foundation
Slab
Style
Traditional
Parking and garage
AttachedConcreteGarage Door OpenerHeated GarageStorage

Systems

Heating
Forced Air
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$648 / annually
Lot features
Cul-De-SacCurbsRural - SubdivisionSidewalksMature TreesTrees-Small (Under 20 Ft)
HOA fee includes
Entrance CommonInsuranceMaintenanceParkPlaygroundManagementWalking Trails
HOA amenities
Basketball CourtClubhouseInsuranceMaintenanceManagementParkPlaygroundPond SeasonalPoolTrail(s)

Schools

Elementary school
Perry Worth Elementary School
Middle school
Lebanon Middle School
High school
Lebanon Senior High School
School district
Lebanon Community School Corp

Taxes

Estimated annual tax
$4,668 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,815per month, estimated
Principal and interest $2,218Property tax $389Insurance $154HOA $54
20% · $88,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$440,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.