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13855 Coldwater Drive

Carmel, IN 46032

ActiveListed Oct 14, 2026 · 7 days on market

Key facts

Beds
5
Baths
4 full · 2 half
Living area
8,123 sqft
Lot
0.9 acres
Year built
2003
Type
Residential · Single Family Residence
Stories
Two
Garage
4 spaces
MLS #
22131004
County
Hamilton
Subdivision
Woods At Williams Creek
Total building area
8,455 sqft

About this home

Discover an exceptional living experience at 13855 Coldwater Dr, Carmel, IN. This completely remodeled single-family residence, built in 2003, offers 8,455 square feet of refined living space. Every detail has been thoughtfully considered to create a home that blends luxury, comfort, and functionality. The home has plenty of windows that provide amazing natural light throughout and views of the private backyard overlooking Williams Creek. The recently updated kitchen is a culinary enthusiast's dream, featuring premium Wolf range and cooking appliances, a Sub-Zero refrigerator, a custom hood, and elegant quartz countertops and backsplash. A spacious island with a large sink creates a seamless connection to the living room, making the space ideal for everyday living and entertaining. The great room offers an inviting atmosphere with a sophisticated coffered ceiling. The living room features a fireplace and custom woodwork on the walls and ceiling.The master bathroom features a walk-in shower with multiple shower heads, creating a luxurious retreat. The finished basement expands the home's entertainment options with a dedicated movie area and projector, ideal for movie nights, game days, and gatherings with family and friends. The basement also includes a dedicated playroom with a Murphy bed, offering flexible space for guests, additional sleeping accommodations, or recreation. The exterior is designed for resort-style enjoyment, featuring a private pool and outdoor hot tub, outdoor kitchen, dining area, and expansive living spaces perfect for entertaining. A fire pit creates a welcoming ambiance for evening gatherings, while the large covered patio provides a comfortable shaded retreat. This exceptional property offers a rare opportunity to to enjoy luxurious living, versatile entertainment spaces, and resort-inspired amenities in a beautifully remodeled Carmel residence.

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDisposalMicrowaveGas OvenOvenRefrigeratorENERGY STAR Qualified Water Heater
Interior features
Built-in FeaturesCathedral Ceiling(s)Vaulted Ceiling(s)Walk-In Closet(s)Breakfast BarPaddle FanEat-in KitchenEntrance FoyerHi-Speed Internet AvailblPantry
Kitchen
Kitchen Updated
Other rooms and areas
Bath Jack-n-JillGreat Room - 2 Story
Flooring
Hardwood
Basement
Ceiling - 9+ feetFullWalk-Out AccessDaylightExterior Entry
Fireplaces
4
Fireplace type
BasementPrimary BedroomLibraryHearth Room
Laundry
Upper Level
Rooms
26
Condition
Updated/Remodeled

Exterior

Exterior features
Fire PitSprinkler SystemBalconyGas GrillOutdoor Kitchen
Patio and porch
Deck
Construction
BrickCedar
Foundation
Concrete PerimeterFull
Style
Traditional
Parking and garage
Attached
Pool
Outdoor PoolIn Ground
Private pool
Yes
Spa
In GroundPrivate
View
Trees/Woods
Other equipment
Security System OwnedSmoke AlarmSump Pump

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableNatural Gas Connected

Lot and HOA

HOA fee
$1,200 / annually
Lot features
SidewalksStorm SewerStreet LightsMature TreesWooded
HOA fee includes
Association Home OwnersEntrance CommonInsuranceMaintenanceSnow Removal

Schools

School district
Carmel Clay Schools

Taxes

Estimated annual tax
$15,168 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$14,787per month, estimated
Principal and interest $12,552Property tax $1,264Insurance $872HOA $100
20% · $498,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$2,490,000
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