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2830 Towne Drive

Carmel, IN 46032

Coming SoonListed Oct 20, 2026 · 0 days on market

Key facts

Beds
4
Baths
4 full · 2 half
Living area
5,900 sqft
Lot
0.9 acres
Year built
2002
Type
Residential · Single Family Residence
Stories
Two
Garage
3 spaces
MLS #
22131054
County
Hamilton
Subdivision
Pine Lake Estates

About this home

You will love this beautiful well maintained and stylish 4 bedroom 6 bath 6000 sq ft Carmel home that's sitting on a private nearly an acre lot !!! Spacious primary suite is on the main floor and has a large bathroom with separate tub and walk in shower ( with dual head rainfall shower) along with great custom walk-in closet. The great room has 20ft ceilings with a wall of windows, fireplace and built in bookcases that is open to the kitchen and breakfast nook. The gourmet kitchen has everything you could ask for including granite, tile back splash , newer stainless appliances, new hood, beverage fridge, under cabinet lighting, walk-in pantry and butler's pantry. The main floor also has a classy office, large dining room , and laundry room .The hardwoods have been refinished as well as new tiled floor in the sunroom. Upstairs there are two generous bedrooms that both have connecting baths and an enormous bonus room that could be made into another bedroom suite , or used as another family/play room. The lower level is huge ( over 2400 sq ft ) with a rec room complete with 100 in screen and projector, bedroom ( being used as an exercise room ) full bath and lots of storage . New HVAC (2019), roof with transferable warranty (2019), tankless water heater, new garage doors and openers, RO system, and water softener. The parklike outside offers new patio, retaining wall, pergola, and a hot tub that stays, in a fully fenced yard with 8-foot aluminum fencing and full irrigation. This stately home is ready to move into and have peace of mind with nothing to worry about !!!

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDisposalExhaust FanMicrowaveDouble OvenBar FridgeWine CoolerGas Water Heater
Interior features
Built-in FeaturesCathedral Ceiling(s)Tray Ceiling(s)Walk-In Closet(s)Wood Work PaintedBreakfast BarBath Sinks Double MainEntrance FoyerHi-Speed Internet AvailblPantry
Kitchen
Kitchen Updated
Other rooms and areas
Bath Jack-n-JillFamily Room 2nd StoryGreat Room - 2 StoryUtility Room
Flooring
Hardwood
Basement
Ceiling - 9+ feetDaylightFinished
Fireplaces
1
Fireplace type
Gas LogGreat Room
Laundry
Main Level
Rooms
14
Main-level bedrooms
1

Exterior

Exterior features
Sprinkler SystemGas Grill
Patio and porch
PatioCovered
Construction
BrickCement Siding
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
Attached
Spa
Above Ground
Fencing
Full

Systems

Heating
ZonedForced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable ConnectedNatural Gas Connected

Lot and HOA

HOA fee
$920 / annually
Lot features
SidewalksMature TreesTrees-Small (Under 20 Ft)
HOA fee includes
Association Home OwnersInsuranceMaintenanceManagement

Schools

Elementary school
Towne Meadow Elementary School
Middle school
Carmel Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$10,112 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$6,769per month, estimated
Principal and interest $5,469Property tax $843Insurance $380HOA $77
20% · $217,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$1,085,000
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