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2340 Terra Cotta

Greenfield, IN 46140

ActiveListed Oct 15, 2026 · 7 days on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
2,238 sqft
Lot
0.17 acres
Year built
2020
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22131115
County
Hancock
Subdivision
Keystone

About this home

Pond views, stylish upgrades, and room to live, work, and play! Welcome to this immaculate 4-bedroom, 2.5-bath Arbor Homes Aspen floor plan, offering 2,238 square feet of inviting living space in a wonderful Greenfield community. Just six years young, this beautifully maintained home combines an open-concept design, 9-foot ceilings, and attractive finishes throughout. The bright, welcoming kitchen features crisp white cabinetry, stainless steel appliances, and a stylish backsplash, opening seamlessly to the main living area-perfect for entertaining or relaxing at home. A private den with French doors offers an ideal home office, while the spacious loft provides endless possibilities for a second living area, playroom, or media space. Unwind in the generous primary suite featuring two large walk-in closets and a private bath with dual sinks, upgraded vanities, and a garden tub and shower. Three additional bedrooms offer flexibility for guests, hobbies, or everyday living. Step outside to your own backyard retreat! Enjoy the upgraded patio, fully fenced yard, and beautiful pond views that create a picturesque backdrop for morning coffee or evening relaxation. More thoughtful touches include vinyl wood flooring, upgraded lighting and ceiling fans, stylish board-and-batten accents, and an upgraded front porch. The laundry room features convenient cabinet storage, and the washer, dryer, and water softener are included. Garage storage and a Ring doorbell add everyday practicality. The brick and vinyl exterior offers timeless curb appeal, and the roof, furnace, and HVAC are approximately six years old. Enjoy neighborhood amenities including a community pool and playground! Immaculate, inviting, and move-in ready, this home delivers the space, upgrades, and lifestyle today's buyers are looking for. Come see all it has to offer!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalMicroHoodElectric OvenRefrigeratorWasherWater HeaterWater Softener Owned
Interior features
Attic Access
Kitchen
Kitchen Updated
Other rooms and areas
Utility Room
Laundry
Main Level
Security
Smoke Detector(s)
Rooms
10

Exterior

Exterior features
Not Applicable
Patio and porch
Patio
Construction
BrickVinyl SidingVinyl With Brick
Foundation
Slab
Style
Traditional
Parking and garage
AttachedGarage Door Opener
Fencing
FullGate
View
PondNeighborhoodWater
Waterfront
PondWater View

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableElectricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Lot and HOA

HOA fee
$207 / semi-annually
Lot features
CurbsSidewalksTrees-Small (Under 20 Ft)See Remarks
HOA fee includes
Entrance CommonInsuranceMaintenanceParkPlaygroundManagement
HOA amenities
InsuranceMaintenanceManagementParkPlaygroundPond Year RoundPool

Schools

Elementary school
JB Stephens Elementary School
Middle school
Greenfield Central Junior High Sch
High school
Greenfield-Central High School
School district
Greenfield-Central Com Schools

Taxes

Estimated annual tax
$2,560 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,896per month, estimated
Principal and interest $1,557Property tax $213Insurance $108HOA $17
20% · $61,780
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$308,899
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