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8108 River Bay W

Indianapolis, IN 46240

Coming SoonListed Oct 20, 2026 · 0 days on market

Key facts

Beds
2
Baths
2 full · 1 half
Living area
1,922 sqft
Lot
0.03 acres
Year built
1987
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22131208
County
Marion
Subdivision
Sandy Point

About this home

Sunset views & spacious backyard in a low maintenance waterfront community! This 2 BD, 2.5 BA, 1,922 sq ft condo is nestled in a natural oasis on the White River in NE Indy. There are river views from all bedrooms & a fireplace to stay cozy. Upper bathrooms were recently updated & the home is freshly painted. There is a built-in bookshelf & an elegant wood ceiling feature in the 2-story living room. The triple-pane windows & patio doors have a transferrable lifetime guarantee to the new buyer. There is a 2-car garage w/built-in storage shelves & attic access w/new pull-down stairs. Enjoy a newer stamped concrete patio w/a hot tub (can convey) over your riverfront view featuring an island. There is also a deck by the river where a dock can be added. Siding is new & freshly painted plus water heater & roof are only 4 yrs old. The home has one of the best river views full of wildlife, mature trees & a large green space to enjoy off the front yard. The charm of the Sandy Point community transcends the seasons as nature puts on a show of foliage! Grounds & exterior of the condo (except decks/doors/garage doors/windows/personal garden beds) are maintained by HOA. This includes snow plowing & walk-way clearing. Plenty of neighborhood gatherings are planned for residents to connect throughout the year. Pickleball group gathers twice a week during summer on the private courts near the boat ramp. Explore the White River by boat with cruises to Broad Ripple or attend public seasonal waterfront events at the White River Yacht Club. Community amenities include a private 31-acre nature preserve with stunning trails, a saltwater pool, bathhouse, tennis/pickleball courts, private boat ramp & a secure boatyard for trailer/watercraft storage. Located near the shopping/dining district of Keystone at the Crossing. Can be sold furnished if desired, but all appliances plus washer/dryer are included. No flood insurance is needed for this home. Don't miss out on a piece of paradise!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherMicrowaveElectric OvenRefrigeratorGas Water Heater
Interior features
Built-in FeaturesVaulted Ceiling(s)Wood Work StainedEat-in KitchenEntrance FoyerPantry
Fireplaces
1
Fireplace type
Great RoomMasonryWood Burning
Laundry
Laundry ClosetMain Level
Windows
Low-Emissivity Windows
Rooms
5

Exterior

Exterior features
Tennis CommunityTennis Court(s)
Patio and porch
CoveredPatio
Construction
Cement Siding
Foundation
Slab
Style
Traditional
Parking and garage
Attached
Spa
See Remarks
Other equipment
Smoke Alarm

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable Connected

Lot and HOA

HOA fee
$375 / monthly
Community
Pool
HOA fee includes
Association Home OwnersInsuranceMaintenance GroundsMaintenance StructureNature AreaPickleball CourtManagementResident ManagerSnow RemovalTennis Court(s)TrashWalking Trails
HOA amenities
PoolInsuranceMaintenance GroundsMaintenancePickleball Court(s)ManagementSnow RemovalTennis Court(s)TrashTrail(s)

Schools

Elementary school
Clearwater Elementary School
Middle school
Eastwood Middle School
High school
North Central High School
School district
MSD Washington Township

Taxes

Estimated annual tax
$3,484 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,903per month, estimated
Principal and interest $2,092Property tax $290Insurance $145HOA $375
20% · $83,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$415,000
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