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397 S 10th Street

Noblesville, IN 46060

PendingListed Oct 14, 2026 · 8 days on market

Key facts

Beds
4
Baths
4 full
Living area
2,964 sqft
Lot
0.2 acres
Year built
1900
Type
Residential · Single Family Residence
Stories
Two
MLS #
22131237
County
Hamilton
Subdivision
F W Emmons
Total building area
3,836 sqft

About this home

Bring your VISION to this CLASSIC VICTORIAN HOME and take the unique opportunity to go back in time to research and restore this well maintained home to it's original single family design. This era home is known for gingerbread trim, architectural details and covered porches. At a glance IT TAKES YOU BACK TO A TIME when things were simpler, when detailed handiwork mattered and sipping iced tea on the porch was part of the daily routine. Take your time and take your turn creating a showpiece among other beautiful HISTORIC HAMILTON COUNTY HOMES. The uniqueness of this one should pique your interest. Situated on a corner lot across the street from Seminary Park, graced with mature trees and 2 welcoming covered porches, this nearly 3000sf home has many of it's original elegant Victorian features, both exterior and interior, carefully preserved by the owners over time. Two stunning open staircases with intricate hand carved details, original built-ins, gorgeous unpainted woodwork and even some of the original hardwood flooring showcases its timeless character. Currently divided into three rental units, the home retains original doors and doorways behind drywall, providing a starting point for reconnecting the spaces. There is stylish, updated flooring and paint, a five-year-old roof and a two year old boiler for the warmest heat you'll ever know. The nearly 1,300 SF carriage house contains three additional rental units, offering income potential to help offset ownership costs. Five of the total six units are currently rented. This is truly a unique opportunity to restore a home while also having income producing rentals as you work on it. Walk to downtown Noblesville's shops, restaurants, historic courthouse, walking trails and nearby parks. Enjoy various festivals, farmer's markets, first Friday events, music in the park and more. Known for it's highly rated schools and community culture, it has long been considered one of the best places to invest in the Midwest.

Description provided by the listing brokerage.

Interior

Appliances
DryerGas Water HeaterElectric OvenRefrigeratorWasher
Interior features
Wood Work Stained
Kitchen
Kitchen Some Updates
Other rooms and areas
Bedroom Other on MainFamily Room 2nd StoryLaundry in UnitLiving Room FormalUtility Room
Basement
Exterior EntryInterior EntryUnfinished
Fireplaces
1
Fireplace type
Living Room
Windows
Wood Frames
Rooms
12
Main-level bedrooms
2

Exterior

Exterior features
Carriage/Guest House
Patio and porch
Covered
Construction
Vinyl SidingWood SidingShingle Siding
Foundation
BlockBrick/MortarCellar
Style
Victorian
View
Park/Greenbelt

Systems

Heating
Hot WaterBaseboard
Cooling
Window Unit(s)
Water
Public
Utilities
Electricity ConnectedNatural Gas ConnectedSee Remarks

Lot and HOA

Lot features
Corner LotNot In SubdivisionSidewalksStorm SewerStreet LightsMature TreesSee Remarks

Schools

Elementary school
Stony Creek Elementary School
Middle school
Noblesville East Middle School
High school
Noblesville High School
School district
Noblesville Schools

Taxes

Estimated annual tax
$7,834 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$3,079per month, estimated
Principal and interest $2,268Property tax $653Insurance $157
20% · $90,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$450,000
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