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20033 Cowie Lane

Westfield, IN 46074

ActiveListed Oct 15, 2026 · 3 days on market

Key facts

Beds
4
Baths
3 full
Living area
2,851 sqft
Lot
0.15 acres
Year built
2023
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22131382
County
Hamilton
Subdivision
Osborne Trails

About this home

Opportunity Knocks...Newly new 4BR/3BA w/Huge Bonus Rm upstairs Located in Highly Sought After Vibrant Community of Osborne Trails! Upgraded Elevation C offers charming Craftsman Style ambiance with brick and cement plank siding. Terrific floor plan has open concept layout that centers around a Spacious Kitchen w/ Huge Center Island and plenty of Quartz Countertops, Tiled Backsplash and OVERSIZED PANTRY, flowing effortlessly into the Dining and Main living areas. Enjoy the cozy Gas Fireplace in Living area while watching your favorite football team! The main level living includes The Luxurious Owners Suite featuring Oversized Walk-in Shower w/ Bench and Dual Vanity, Toilet Closet plus Huge Walk-in Closet! Rounding out the main level is Spacious 2nd BR and Flexible 3rd bedroom with Large Closet and Barn Door! Sure to please a Convenient Laundry Room with Built-in Sink completes the main level living space! Upstairs greets you with a Gigantic Loft area with a Feature Wall and Built-in Cabinets PLUS Private Oversized 4th Bedroom Suite w/ Walk-in Closet and Full Bath!!! Recent Upgrades include Built-in Hall closet/Mud Rm w/ Cushioned Bench, Hooks and Cubbies for all your gear! Remote Controlled Ceiling Fans in most rooms and Lighting Fixtures on main level! Enjoy Outdoor Living on Front Covered Porch or Rear Porch plus Open Patio located on Premium Lot...Great for Entertaining or settling in for a quite retreat! The Active Community of Osborne Trails offers a Low Maintenance Lifestyle w/ Resort Style Amenities including 2 Beautifully Appointed Active Clubhouses, 3 Pools, Amazing Fitness Center, Pickleball Courts, Tennis Courts, and Walking Trails! But Wait...there's More.....LOCATED CLOSE TO THE MONON TRAIL!!! A Perfect Blend to Enjoy Luxury Living and Active Lifestyle, All in One Exceptional Home, offering Comfort, Convenience and Connection!!!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherElectric Water HeaterDisposalMicroHoodGas OvenRefrigeratorWater Softener Owned
Interior features
Attic AccessBreakfast BarTray Ceiling(s)Kitchen IslandPaddle FanHi-Speed Internet AvailblIn-Law FloorplanPantrySmart ThermostatWalk-In Closet(s)Wood Work Painted
Fireplaces
1
Fireplace type
Great Room
Laundry
Laundry RoomMain Level
Windows
ScreensVinyl Windows
Rooms
9
Main-level bedrooms
3

Exterior

Exterior features
Sprinkler System
Patio and porch
CoveredPatioPorch
Construction
BrickCement Siding
Foundation
Slab
Style
Craftsman
Parking and garage
Attached

Systems

Heating
Forced AirNatural GasHigh Efficiency (90%+ AFUE )
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$290 / monthly
Lot features
SidewalksMature Trees
HOA fee includes
Association Home OwnersClubhouseExercise RoomLawncareMaintenance GroundsMaintenancePickleball CourtManagementSnow RemovalWalking Trails
HOA amenities
ClubhouseExercise CourseFitness CenterMaintenance GroundsMaintenancePickleball Court(s)ManagementSnow RemovalTrail(s)

Schools

Middle school
Westfield Middle School
High school
Westfield High School
School district
Westfield-Washington Schools

Taxes

Estimated annual tax
$4,448 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$3,517per month, estimated
Principal and interest $2,671Property tax $371Insurance $185HOA $290
20% · $105,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$529,900
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