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269 Mill Springs

Fillmore, IN 46128

ActiveListed Oct 16, 2026 · 4 days on market

Key facts

Beds
4
Baths
3 full
Living area
2,434 sqft
Lot
0.3 acres
Year built
2027
Type
Residential · Single Family Residence
Stories
Two
Garage
3 spaces
MLS #
22131946
County
Putnam
Subdivision
Heritage Lake
New construction
Yes

About this home

Welcome home to this WATERFRONT 4 bedroom, 3 full bath home, with a loft and 3 car garage. On the main floor you have the primary bedroom with tiled shower, open floor plan, and an office/flex/bedroom with another full bath nearby. Upstairs is 3 more bedrooms, plus a loft. Outside you will find a covered front porch and large back patio with a beautiful lake view, which will have just a few steps down to the new dock. The home will have LVP flooring through the main living areas and carpet in the bedrooms. Depending on contract timing the buyer may choose the final color finishes. Heritage Lake is a community with a 320 acre private lake offering boating, swimming, fishing, beaches, community pool, and community activities/concerts. Estimated completion in February. Setup a showing today!

Description provided by the listing brokerage.

Interior

Appliances
RefrigeratorElectric OvenDishwasherDisposalMicroHood
Fireplaces
1
Fireplace type
Electric
Windows
Vinyl Windows
Rooms
9
Main-level bedrooms
1

Exterior

Construction
Cement SidingStone
Foundation
Block
Style
Traditional
Parking and garage
Attached
Waterfront
Dock

Systems

Heating
Heat Pump
Cooling
Central Air
Water
Private

Lot and HOA

HOA fee
$321 / annually

Schools

School district
North Putnam Community Schools

Taxes

Estimated annual tax
$5,468 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,930per month, estimated
Principal and interest $4,159Property tax $456Insurance $289HOA $27
20% · $165,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$825,000
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