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392 Aspen Drive

Carmel, IN 46032

ActiveListed Oct 16, 2026 · 5 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
2,205 sqft
Lot
0.04 acres
Year built
1975
Type
Residential · Condominium
Stories
Two
Garage
2 spaces
MLS #
22132015
County
Hamilton
Subdivision
Carmelaire

About this home

Highly desirable 3 bedroom, 2 1/2 bath end unit condo located in the heart of downtown Carmel. Freshly updated with new kitchen and appliances, paint and flooring throughout. Huge walk-in closet in primary bedroom suite with separate bath and powder area. Private fenced courtyard with two car detached garage. Constructed in 1975, this 2021-square-foot residence offers a timeless floor plan spread across two stories with a finished basement, providing a balanced layout for comfortable living. Its enduring structure provides a solid foundation for those seeking a property that blends classic character with a convenient residential lifestyle. Private courtyard with mature trees along with a patio off the living room gives excellent separation and outdoor living. The interior layout spans two levels, maximizing the 2021 square feet of living space to create distinct areas for rest and privacy. With three bedrooms, the home offers the flexibility to designate spaces for sleeping, a home office, or a creative studio. The arrangement of these rooms ensures that every member of the household has a comfortable place to retreat at the end of the day. This configuration supports a streamlined morning routine and provides easy access for guests, ensuring that the home functions efficiently for daily use. Spanning a 1,742-square-foot lot, this condominium represents a practical opportunity to secure a well-situated home in the heart of Carmel. Contact us today to schedule your private tour and experience the potential of this Carmel condominium firsthand.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDisposalMicroHoodMicrowaveElectric OvenRefrigerator
Interior features
Hi-Speed Internet AvailblWalk-In Closet(s)Wet BarWood Work Painted
Kitchen
Kitchen Updated
Basement
DaylightFinished
Fireplaces
1
Fireplace type
Living Room
Rooms
11
Condition
Updated/Remodeled

Exterior

Patio and porch
PatioPorch
Construction
Wood Brick
Foundation
Block
Style
Traditional
Parking and garage
Detached
Fencing
PrivacyFront YardGate
Other structures
Pool House

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableElectricity ConnectedNatural Gas Connected

Lot and HOA

HOA fee
$250 / monthly
Lot features
Close to ClubhouseSidewalksStorm SewerStreet LightsMature Trees
Community
ClubhouseCurbsPool

Schools

Elementary school
Carmel Elementary School
Middle school
Carmel Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$5,102 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,993per month, estimated
Principal and interest $2,167Property tax $425Insurance $150HOA $250
20% · $85,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$429,900
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