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120 N Elm Street

Eaton, IN 47338

ActiveListed Oct 20, 2026 · 1 day on market

Key facts

Beds
2
Baths
1 full
Living area
1,422 sqft
Lot
0.07 acres
Year built
1900
Type
Residential · Single Family Residence
Stories
Two
MLS #
22132388
County
Delaware
Subdivision
No Subdivision

About this home

Bring your vision and make this home your own! This 2-story home offers 1,422 SF, 2 bedrooms, 1 full bath, and two spacious living areas with flexibility for a separate dining room, gathering space, or hobbies. Hardwood flooring throughout much of the home adds character, while newer living room carpet, replacement vinyl windows, and a remodeled bathroom with a tub/shower combination offer a starting point for future improvements. The washer and dryer remain. Outside, the seller has spent years cultivating the yard and garden, creating a succession of blooms throughout the growing season-a special feature for anyone who enjoys gardening and time outdoors. The home needs updating and repairs, offering an opportunity to build on its existing character and add your own touches. A stove-style furnace heats both floors, and the roof is estimated to be 20-25 years old. For a buyer ready to roll up their sleeves, there is potential here to create a place that feels distinctly their own.

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDryerExhaust FanWater HeaterRefrigeratorRange Hood
Interior features
Hi-Speed Internet AvailblEat-in Kitchen
Kitchen
Kitchen Updated
Laundry
Main LevelLaundry Closet
Windows
Wood Frames
Rooms
6

Exterior

Exterior features
Storage Shed
Patio and porch
Patio
Construction
Vinyl Siding
Foundation
Block
Style
Traditional
Parking and garage
Gravel
View
Neighborhood

Systems

Heating
Natural GasSee Remarks
Water
Public

Schools

Elementary school
Eaton Elementary School
Middle school
Delta Middle School
High school
Delta High School
School district
Delaware Community School Corp

Taxes

Estimated annual tax
$530 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$448per month, estimated
Principal and interest $378Property tax $44Insurance $26
20% · $15,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$75,000
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