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6740 Spirit Lake Drive #102

Indianapolis, IN 46220

ActiveListed Oct 23, 2026 · 1 day on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
2,472 sqft
Lot
0.19 acres
Year built
2002
Type
Residential · Condominium
Stories
One
Garage
1 space
MLS #
22132839
County
Marion
Subdivision
Spirit Lake

About this home

Welcome to Spirit Lake! This spacious 3-bedroom, 2.5-bath end-unit condo offers an exceptional combination of comfortable living, beautiful lake views, and a low-maintenance lifestyle in one of Indianapolis' most unique communities. Unit 102 features a generous, open living area with new engineered hardwood flooring throughout the main living spaces, creating a warm and inviting setting for everyday living and entertaining. The updated kitchen features beautiful new quartz countertops, a large center island with breakfast bar seating, and stainless steel appliances. Step outside to the lakeside patio overlooking the peaceful 13-acre lake, complete with motorized screens and a resurfaced floor with waterproof membrane. The spacious primary suite includes an updated bathroom and direct patio access. The bedroom layout offers privacy for family and guests in the 2nd and 3rd bedrooms. Additional improvements include newer carpeting, blinds and paint throughout. Spirit Lake is known for its beautifully maintained grounds, welcoming community, and wonderful amenities, including a clubhouse, swimming pool, fitness room, and secure garage parking. Unit 102 includes 1 garage space and 1 outdoor space, and there is a boat dock available for lease. Residents also enjoy an active social community with activities such as book clubs and water exercise classes. Conveniently located near Broad Ripple Village, the Monon Trail, and Keystone at the Crossing, this is a rare opportunity to enjoy waterfront living with the convenience of a lock-and-leave lifestyle. Come see what makes Spirit Lake such a special place to call home!

Description provided by the listing brokerage.

Interior

Appliances
Electric CooktopDishwasherDryerDisposalMicrowaveOvenDouble OvenRefrigeratorWasherWater HeaterWater Softener Owned
Interior features
Bath Sinks Double MainBreakfast BarKitchen IslandElevatorEntrance FoyerPaddle FanEat-in KitchenPantryStorageSupplemental StorageWalk-In Closet(s)
Kitchen
Kitchen Updated
Other rooms and areas
Laundry in Unit
Flooring
Hardwood
Laundry
Laundry RoomMain Level
Windows
Screens
Rooms
7
Main-level bedrooms
3

Exterior

Patio and porch
CoveredScreened
Construction
Brick
Foundation
Poured Concrete
Style
Traditional
Parking and garage
AssignedAttachedGuestStorage
View
LakeTrees/WoodsWater
Waterfront
Lake FrontRiver AccessRiver FrontWater ViewWaterfront

Systems

Heating
Electric
Cooling
Central Air
Water
Public
Utilities
Electricity ConnectedSewer ConnectedWater Connected

Lot and HOA

HOA fee
$834 / monthly
Lot features
Close to ClubhouseMature Trees
Community
ClubhouseFitness CenterLakePoolHot Tub
HOA fee includes
ClubhouseEntrance CommonExercise RoomInsuranceLawncareMaintenance GroundsMaintenance StructureMaintenanceManagementSnow RemovalTrash
HOA amenities
Boat SlipClubhouseElevator(s)Exercise CourseFitness CenterGame RoomInsuranceMaintenanceMaintenance GroundsManagementMeeting RoomParty RoomPond SeasonalPoolSnow RemovalSpa/Hot TubStorageTrail(s)Trash

Schools

Elementary school
Fox Hill Elementary School
Middle school
Westlane Middle School
High school
North Central High School
School district
MSD Washington Township

Taxes

Estimated annual tax
$6,674 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,301per month, estimated
Principal and interest $2,722Property tax $556Insurance $189HOA $834
20% · $108,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$540,000
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