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8318 S Midnight Drive

Pendleton, IN 46064

ActiveListed Oct 23, 2026 · 1 day on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
2,852 sqft
Lot
0.12 acres
Year built
2005
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22132845
County
Madison
Subdivision
Summer Lake

About this home

Unbeatable Pendleton price for nearly 3,000 sq. ft. and 4 bedroooms with a loft and large home office! Open first floor connects large dining/kitchen area with living room, anchored by woodburning fire place. Large mudroom/pantry off garage, plus 2nd floor laundry. Newer HVAC and water heater. Newer refrigerator, dishwasher and microwave. Loft provides 2nd large social space. Low maintenance exterior. New whole house Kinetico filtration system and a reverse osmosis filtration system in the kitchen.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDisposalGas Water HeaterMicroHoodElectric OvenRefrigeratorWater Purifier
Interior features
Attic AccessEntrance FoyerHi-Speed Internet AvailblWood Work Painted
Kitchen
Kitchen Updated
Fireplaces
1
Fireplace type
Living RoomWood Burning
Laundry
Upper Level
Windows
Low-Emissivity WindowsVinyl Windows
Rooms
11
Condition
Updated/Remodeled

Exterior

Patio and porch
Covered
Construction
Vinyl Siding
Foundation
Slab
Style
Traditional
Parking and garage
Attached

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableElectricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Lot and HOA

HOA fee
$500 / annually
Lot features
AccessCity LotCurbsSidewalksMature Trees

Schools

Elementary school
Maple Ridge Elementary School
Middle school
Pendleton Heights Middle School
High school
Pendleton Heights High School
School district
South Madison Com Sch Corp

Taxes

Estimated annual tax
$2,330 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,934per month, estimated
Principal and interest $1,588Property tax $194Insurance $110HOA $42
20% · $63,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$315,000
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