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4984 Waterside

Carmel, IN 46033

ActiveListed Oct 29, 2026 · 2 days on market

Key facts

Beds
6
Baths
6 full · 1 half
Living area
8,225 sqft
Lot
1.02 acres
Year built
1995
Type
Residential · Single Family Residence
Stories
Three or more
Garage
4 spaces
MLS #
22133488
County
Hamilton
Subdivision
Windpointe

About this home

Lakefront living at its finest in Carmel's prestigious Windpointe. Set on a private 1.02-acre cul-de-sac lot with sweeping water views from nearly every room, this custom brick estate offers more than 8,000 finished square feet, 6 bedrooms, 6.5 baths, a heated pool and dock access. Car enthusiasts will love the attached 3-car garage (with 240V for level 2 charging) plus a second, fully climate-controlled 3-car garage with exposed brick, vaulted ceilings, epoxy floors, exercise room, wet bar, and a 2,000lb lift to its own basement. A grand two-story foyer with a sweeping staircase opens to the Great Room, where soaring arched windows frame the lake and a floor-to-ceiling double-sided brick fireplace. The formal dining room is ready for elegant entertaining. The chef's kitchen features white cabinetry with glass-front uppers, granite countertops, a center island with cooktop and breakfast bar, double convection ovens, and a bright breakfast area with stunning lake views. The main-level primary suite is a true retreat, with lake views, direct access to the backyard, and a spa-like bath with steam shower, jetted tub and dual vanities. A private guest suite has its own sitting room, kitchen, bedroom and full bath, ideal for multi-generational living. Upstairs are three bedrooms, a vaulted office with custom built-ins, and loft. The finished lower level is made for gathering, with a rec room featuring a fireplace, built-ins and wet bar, a media room with projection screen, exercise room, and a full bath. Outside, your private resort awaits: a heated in-ground pool with expansive pavers and deck overlooking the lake. Recent updates include most windows and doors, four HVAC systems, a tankless water heater and updated appliances. HOA amenities include a community pool, tennis courts, clubhouse and boat dock. A truly one-of-a-kind estate.

Description provided by the listing brokerage.

Interior

Appliances
Electric CooktopGas CooktopDishwasherGas Water HeaterHumidifierMicrowaveOvenDouble OvenConvection OvenElectric OvenRefrigeratorTankless Water HeaterWater Softener Owned
Interior features
Attic AccessBath Sinks Double MainBreakfast BarBuilt-in FeaturesCathedral Ceiling(s)High CeilingsVaulted Ceiling(s)Kitchen IslandEntrance FoyerPaddle FanHi-Speed Internet AvailblIn-Law FloorplanEat-in KitchenPantryWired for SoundWalk-In Closet(s)Wet Bar
Kitchen
Kitchen Updated
Other rooms and areas
Great Room - 2 StoryUtility Room
Flooring
Hardwood
Basement
DaylightFinishedFull
Fireplaces
2
Fireplace type
Two SidedBasementInsertGreat RoomHearth RoomMasonry
Laundry
Laundry RoomMain LevelSink
Windows
ScreensWood Frames
Security
Security System
Rooms
19
Main-level bedrooms
3

Exterior

Exterior features
LightingSprinkler System
Patio and porch
Deck
Construction
BrickCedarCement Siding
Foundation
Concrete PerimeterCrawl Space
Style
Traditional
Parking and garage
AttachedDetachedConcreteGarage Door OpenerHeated GarageGarage Faces SideStorageWorkshop in Garage
Pool
HeatedIn GroundOutdoor PoolPool Cover
Private pool
Yes
View
LakeNeighborhoodWater
Waterfront
DockLake PrivilegesLake FrontWater AccessWater ViewWaterfront
Other equipment
Irrigation EquipmentSecurity System OwnedSmoke AlarmSump Pump Dual

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableElectricity ConnectedNatural Gas ConnectedWater Connected

Lot and HOA

HOA fee
$332 / quarterly
Lot features
Cul-De-SacSidewalksMature Trees
HOA fee includes
ClubhouseMaintenanceTennis Court(s)
HOA amenities
Boat DockClubhouseMaintenanceMaintenance GroundsPlaygroundPoolTennis Court(s)

Schools

Elementary school
Woodbrook Elementary School
Middle school
Clay Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$12,172 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Price history

Every listing, price change and sale we have on record for this home.

DateEventPrice$/sq ft
Listed for sale$1,799,000$219 / sq ft

Properties displayed may be listed or sold by various participants in the MLS.

Information deemed reliable but is not guaranteed accurate.

© 2026 MIBOR REALTOR® Association

Based on information submitted to the Broker Listing Cooperative listing service as of October 31, 2026

Estimate your monthly payment

$10,823per month, estimated
Principal and interest $9,068Property tax $1,014Insurance $630HOA $111
20% · $359,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Address
4984 Waterside, Carmel, IN 46033
County
Hamilton
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Listed at$1,799,000
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