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20856 Waterscape Way

Noblesville, IN 46062

ActiveListed Oct 30, 2026 · 1 day on market

Key facts

Beds
3
Baths
2 full
Living area
1,557 sqft
Year built
1993
Type
Residential · Condominium
Stories
One
Garage
1 space
MLS #
22134097
County
Hamilton
Subdivision
Waterscape

About this home

Beautifully updated lakefront condo in Waterscape with gorgeous views of Morse Lake PLUS boat slip! Enjoy easy, single-level living with 2 bedrooms PLUS a versatile den/sitting area that could easily be converted back to a 3rd bedroom! Completely updated throughout with a gorgeous kitchen, beautifully renovated bathrooms and updated flooring! Fully enclosed sunroom offers the perfect place to relax and take in the lake views year-round! Newer water heater and A/C! Private boat slip with a 2.5-year-old covered floating lift just steps from your back door! Attached garage! Harbour Trees Golf & Beach Club is just a short walk away (membership required). Award-winning Noblesville Schools! Enjoy low-maintenance lakefront living on Morse Reservoir!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDisposalGas Water HeaterMicroHoodElectric OvenRefrigeratorWater Softener Owned
Interior features
Attic Pull Down StairsBuilt-in FeaturesPaddle FanPantrySmart ThermostatWalk-In Closet(s)
Kitchen
Kitchen Updated
Other rooms and areas
Laundry in UnitUtility Room
Fireplaces
1
Fireplace type
InsertGreat Room
Laundry
Main Level
Rooms
8
Main-level bedrooms
3

Exterior

Patio and porch
Glass Enclosed
Construction
Vinyl With Brick
Foundation
Slab
Style
Traditional
Parking and garage
AttachedGuest
View
Lake
Waterfront
Boat SlipDockLake PrivilegesLake FrontMarina in CommunityOn ReservoirWater AccessWater ViewWaterfront
Other equipment
Smoke Alarm

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$415 / monthly
Community
FishingLake
HOA fee includes
Association Home OwnersMaintenance GroundsMaintenance StructureMaintenanceSnow Removal
HOA amenities
Beach AccessBoatingMaintenanceMaintenance GroundsSnow Removal

Schools

Elementary school
Hinkle Creek Elementary School
Middle school
Noblesville West Middle School
High school
Noblesville High School
School district
Noblesville Schools

Taxes

Estimated annual tax
$7,298 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Price history

Every listing, price change and sale we have on record for this home.

DateEventPrice$/sq ft
Listed for sale$499,900$321 / sq ft

Properties displayed may be listed or sold by various participants in the MLS.

Information deemed reliable but is not guaranteed accurate.

© 2026 MIBOR REALTOR® Association

Based on information submitted to the Broker Listing Cooperative listing service as of October 31, 2026

Estimate your monthly payment

$3,718per month, estimated
Principal and interest $2,520Property tax $608Insurance $175HOA $415
20% · $99,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Address
20856 Waterscape Way, Noblesville, IN 46062
County
Hamilton
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Listed at$499,900
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