Skip to content

1328 Shadow Ridge Road #C

Carmel, IN 46280

ActiveListed Nov 5, 2026 · 1 day on market

Key facts

Beds
2
Baths
2 full
Living area
1,535 sqft
Lot
0.13 acres
Year built
2001
Type
Residential · Condominium
Stories
Two
Garage
2 spaces
MLS #
22134586
County
Hamilton
Subdivision
Retreat

About this home

Welcome home to 1,535 square feet with 2 bedrooms and 2 full baths in The Retreat at Carmel. This upper-level unit has its own private entrance and an open family and dining area anchored by a gas fireplace, with vinyl plank flooring throughout, crown molding and windows that fill the space with natural light. The kitchen offers granite countertops, crisp white cabinetry, a pantry and a built-in desk nook. The spacious primary suite features a walk-in closet and its own full bath, and the second bedroom works beautifully for guests or a home office. Step out to your private balcony for morning coffee, and enjoy the everyday convenience of an attached garage and a washer and dryer that stay. The HOA covers exterior building insurance and maintenance, lawn care, snow removal and trash, leaving your time free for the 9-acre lake and walking trails, community pool, 24-hour fitness center with sauna, tennis, pickleball and basketball courts, playground, and a clubhouse with a 24-hour business center and conference room. Community trails connect directly to the Monon Trail, and you're minutes from I-465, Keystone at the Crossing, Downtown Carmel and Carmel Clay Schools. Low-maintenance Carmel living at its best!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalGas Water HeaterMicrowaveElectric OvenRefrigeratorWasher
Interior features
Entrance FoyerPaddle FanHi-Speed Internet AvailblPantryWalk-In Closet(s)Wood Work Painted
Kitchen
Kitchen Some Updates
Other rooms and areas
Bedroom Other on Main
Fireplaces
1
Fireplace type
Family RoomGas Log
Laundry
Connections AllLaundry Closet
Windows
Vinyl Windows
Rooms
5
Condition
Updated/Remodeled

Exterior

Exterior features
Balcony
Construction
Cement Siding
Foundation
Slab
Style
Traditional
Parking and garage
AttachedConcreteGarage Door OpenerGuest
Other equipment
Smoke Alarm

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableElectricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Lot and HOA

HOA fee
$423 / monthly
Community
ClubhouseCurbsFitness CenterLakeParkPlaygroundPoolSidewalksStreet LightsSuburbanTennis Court(s)
HOA fee includes
Association Home OwnersClubhouseEntrance CommonExercise RoomInsuranceLawncareMaintenance GroundsMaintenance StructureMaintenanceNature AreaParkPlaygroundPickleball CourtManagementSnow RemovalTennis Court(s)TrashWalking Trails
HOA amenities
BarbecueBasketball CourtClubhouseExercise CourseFitness CenterGame Court ExteriorInsuranceJogging PathLandscapingMaintenanceMaintenance GroundsMaintenance StructureManagementParkParkingPickleball Court(s)Picnic AreaPlaygroundPond Year RoundPoolSnow RemovalSport CourtTennis Court(s)Trail(s)Trash

Schools

Elementary school
Forest Dale Elementary School
Middle school
Carmel Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$7,972 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Price history

Every listing, price change and sale we have on record for this home.

DateEventPrice$/sq ft
Listed for sale$275,000$179 / sq ft
Sold$244,000$159 / sq ft
Price cut$249,000 −3.9%$162 / sq ft
Listed for sale$259,000$169 / sq ft

Properties displayed may be listed or sold by various participants in the MLS.

Information deemed reliable but is not guaranteed accurate.

© 2026 MIBOR REALTOR® Association

Based on information submitted to the Broker Listing Cooperative listing service as of November 10, 2026

Estimate your monthly payment

$2,570per month, estimated
Principal and interest $1,386Property tax $664Insurance $96HOA $423
20% · $55,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Address
1328 Shadow Ridge Road #C, Carmel, IN 46280
County
Hamilton
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$275,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.